3990 Rus Dic Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 3990 Rus Dic Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Mar 2024)
Tax Bill	$1,464 (2025)
Deeds & Mortgages	Mar 2024 Sale Mar 2022 Mortgage + 4 more
Flood Zone	Zone A (high risk)
APN	`10-008-400-011-08-7-4`

Property Details

APN / Parcel Number

Primary APN	`10-008-400-011-08-7-4`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,260 sqft
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood Siding
Lot Area	42,253 sqft (0.97 acres)
Lot Width	76 ft Width
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3990 RUS DIC DR
City	READING
State	MI
Zip	49274-9559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	COM C/L LONG LK RD ON E SEC LN AT PT 30 FT N 025'W OF SE COR SEC TH N 025'W 34 FT ALG SD C/L TH N 8920'30W 423.83 FT TH NWLY
Legal Range	04W
Legal Township	07S
Legal Section	08
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3015
Census Tract	50400

Owner

Source: Hillsdale County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3221 SHAKESPEARE LN, TOLEDO, OH 43615-1653
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CU
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CU
May 6, 2022	Intrafamily Transfer, Transfer
Dec 20, 2021	Warranty Deed, Transfer · Line of Credit COMMUNITY FINANCIAL CU
Sep 17, 2019	Warranty Deed, Transfer NOT AVAILABLE, MIDSTATE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on Record
Deed Sale	Mar 1, 2024 · Amount on Record
Prior Sale	Dec 20, 2021 · Amount on Record
Transfer Doc	01825/1124
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Mar 1, 2024
Property Address	3990 RUS DIC DR, READING, MI 49274-9559
Document Number	001866/913
Book / Page	1866 / 913
Instrument Date	Mar 1, 2024
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12456 LARKINS RD, BRIGHTON, MI 48114-9084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 SHAKESPEARE LN, TOLEDO, OH 43615-1653

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	3990 RUS DIC DR, READING, MI 49274-9559
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61289 11 MILE RD, SOUTH LYON, MI 48178-9233
Investor	Possibly a Property Investor

Mortgage

Document Number	001821/684
Date	Mar 16, 2022
Book Page	1821/684

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	3990 RUS DIC DR, READING, MI 49274-9559
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01736/0401
Date	Oct 7, 2019
Book Page	1736/0401

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	May 6, 2022
Property Address	3990 RUS DIC DR, READING, MI 49274-9559
Document Number	01825/1124
Book / Page	1825 / 1124
Instrument Date	Mar 11, 2022
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59038 PETERS BARN DR, 59038, SOUTH LYON, MI 48178-8313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61289 11 MILE RD, SOUTH LYON, MI 48178-9233

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Dec 20, 2021
Property Address	3990 RUS DIC DR, READING, MI 49274-9559
Document Number	001815/540
Book / Page	1815 / 540
Map Reference	LB 7 PG 9
Instrument Date	Apr 8, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11840 STRASBURG RD, 11840, ERIE, MI 48133-9798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 E 4TH ST, DELPHOS, OH 45833-1559
Investor	Possibly a Property Investor

Mortgage

Document Number	0001815475
Date	Dec 20, 2021
Instrument	1815/475

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 17, 2019
Property Address	3990 RUS DIC DR, READING, MI 49274-9559
Document Number	1734/0228
Book / Page	1734 / 0228
Instrument Date	Sep 13, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NOT AVAILABLE, MIDSTATE TITLE

Transaction

Amount	Amount Recorded
Tax	$2,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2739 HEYSLER RD, 2739, TOLEDO, OH 43617-1513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59038 PETERS BARN DR, SOUTH LYON, MI 48178-8313
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,464.00 (-71.48%)	$151,600 (+4.7%)	$303,179 (+4.65%) Land $64,889 Building $238,290
2023		$144,800	$289,694 Land $64,889 Building $224,805
2021	$5,133.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rus Dic Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures