3990 Reflection Dock Dr, Seffner, FL 33584 Property Records

Hillsborough County property record for 3990 Reflection Dock Dr, Seffner, FL 33584 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2023
Square Footage	2,668 sqft Heated Area
Lot Size	7,859 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$443,565 (2022)
Tax Bill	$6,565.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0662681634`
Alternative APN	`U102920C1S000000000720`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,668 sqft Heated Area
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Architectural Style	Contemporary Style
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,859 sqft (0.18 acres)
Depth X Width	124 ft x 63.1 ft Depth x Width
Porch	Open Porch
Porch Area	166 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	0662681634
Street Address	3990 REFLECTION DOCK DR
City	SEFFNER
State	FL
Zip	33584-5231
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MIRROR LAKE STILLWATER LOT 72
Legal Lot Number	72
Jurisdiction	HILLSBOROUGH FL
Minor Civil Division	BRANDON
Census Blockgroup	3
Census Block	3045
Census Tract	12107

Owner

Source: Hillsborough County records · APN 0662681634

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3990 REFLECTION DOCK DR, SEFFNER, FL 33584-5231
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Deed Doc Number	2022511881
Record Refreshed	Jun 08, 2026

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 26, 2022
Property Address	3990 REFLECTION DOCK DR, SEFFNER, FL 33584-5231
Document Number	0000511881
Map Reference	MB 138 PG 94-100
Instrument Date	Oct 21, 2022
Instrument	2022511881
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,105.20
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4105 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 REFLECTION DOCK DR, SEFFNER, FL 33584-5231

Mortgage

Document Number	0000511882
Date	Oct 26, 2022
Instrument	2022511882

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,565.00 (+5.84%) Homeowner's exemption	$352,893 (+5.99%)	$390,918 (+4.65%) Land $89,037 Building $301,881
2023	$6,203.00 (+434.28%) Homeowner's exemption	$332,959 (+311.35%)	$373,549 (+361.5%) Land $89,037 Building $284,512
2022	$1,161.00	$80,943 Land $80,943	$80,943 Land $80,943

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	44.4 ft

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.