3990 N 112 Hwy, Cairo, GA 39827 Property Records

Grady County property record for 3990 N 112 Hwy, Cairo, GA 39827

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,276 sqft · built 1967
Lot Size	5.15 acres (224,334 sqft)
Owner	Individual Name on File
Tax Bill	$2,976 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00320-019-019`

Property Details

APN / Parcel Number

Primary APN	`00320-019-019`
Alternative APN	`14345`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,276 sqft Heated Area
1st Floor Area	2,276 sqft
Utility Area	176 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	224,334 sqft (5.15 acres)
Porch	Open Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14345
Street Address	3990 N 112 HWY
City	CAIRO
State	GA
Zip	39827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 284 & 285
Jurisdiction	GRADY GA
Township / Civil Division	SPENCE
Census Block Group	3
Census Block	3026
Census Tract	950100

Owner

3990 N 112 Hwy is owned and occupied by an individual who acquired it in October 2018.

Source: Grady County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3990 GA HIGHWAY 112 N, WHIGHAM, GA 39897-2709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK
Oct 23, 2018	Warranty Deed, Transfer
Oct 23, 2018	Warranty Deed, Transfer
Oct 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2018
Deed Sale	Oct 24, 2018
Deed Document Number	0000840355
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	3990 GA HIGHWAY 112 N, WHIGHAM, GA 39897-2709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000853/0000000765
Date	Aug 13, 2019
Book Page	0000000853/0000000765

Lender

Name	AMERIS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2029

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Oct 23, 2018
Property Address	3990 GA HIGHWAY 112 N, WHIGHAM, GA 39897-2709
Document Number	840/359
Book / Page	840 / 359
Instrument Date	Oct 23, 2018
Instrument	2018-000831
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5701, THOMASVILLE, GA 31758-5701

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Oct 23, 2018
Property Address	3990 GA HIGHWAY 112 N, WHIGHAM, GA 39897-2709
Document Number	840/355
Book / Page	840 / 355
Instrument Date	Oct 23, 2018
Instrument	2018-000829
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 GA HIGHWAY 112 N, WHIGHAM, GA 39897-2709

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Oct 23, 2018
Property Address	3990 GA HIGHWAY 112 N, WHIGHAM, GA 39897-2709
Document Number	840/357
Book / Page	840 / 357
Instrument Date	Oct 23, 2018
Instrument	2018-000830
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4003 GA HIGHWAY 112 N, WHIGHAM, GA 39897-2708

Tax Assessment & Valuation

The 2025 property tax bill for 3990 N 112 Hwy was $2,976, up 0.9% from the year before.

Source: Grady County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,976.00 (+0.95%)	$121,773 (+27.04%) Land $14,194 Building $107,579	$304,432 (+27.04%) Land $35,484 Building $268,948
2024	$2,948.00 (+81.98%)	$95,854 (+82.08%) Land $14,194 Building $81,660	$239,634 (+82.08%) Land $35,484 Building $204,150
2023	$1,620.00 (+12.11%)	$52,644 (-) Land $8,844 Building $43,800	$131,609 (-) Land $22,109 Building $109,500
2022	$1,445.00	$52,644 Land $8,844 Building $43,800	$131,609 Land $22,109 Building $109,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3990 N 112 Hwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3990 N 112 Hwy is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Windstream.

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