3990 Martin Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3990 Martin Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1949
Lot Size	1.82 acres (79,662 sqft)
Owner	Individual Name on Record
Last Sale	$238,900 (Aug 2026)
Tax Bill	$2,472 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-0080-00850`

Property Details

APN / Parcel Number

Primary APN	`520-0080-00850`
Alternative APNs	`1167851` `665192`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	864 sqft Gross Area
Gross Area	910 sqft
1st Floor Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	79,662 sqft (1.82 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	98 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1167851
Street Address	3990 MARTIN RD
City	DULUTH
State	MN
Zip	55803-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOTS 85 AND 86 SERIAL #
Legal Subdivision	COLMANS 3RD ACRE TR ADD TO DULUTH
Legal Lot Number	85-86
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1034
Census Tract	10400

Owner

Source: St. Louis County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3990 MARTIN RD, DULUTH, MN 55803-1337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Nov 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Jun 28, 2024 · Amount on Record
Deed Document Number	20261105052
Prior Transfer Date	Apr 6, 2001
Prior Transfer Doc	0000706236
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 20, 2026
Property Address	3990 MARTIN RD, DULUTH, MN 55803-1337
Document Number	0001105052
Instrument Date	Aug 14, 2026
Instrument	20261105052
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$79,625.37
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 MARTIN RD, DULUTH, MN 55803-1337

Mortgage

Document Number	0001105053,
Date	Aug 20, 2026
Instrument	20261105053

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3990 MARTIN RD, DULUTH, MN 55803-1337
Document Number	00T1005627
Instrument Date	Nov 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3990 MARTIN RD DULUTH MN 558031337, DULUTH, MN 55803-1337

Mortgage

Document Number	00T1005627
Date	Dec 4, 2018
Instrument	T1005627

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,472.00 (+20.23%)
2025	$2,056.00 (+3.73%)	$184,000 (+16.16%) Land $45,400 Building $138,600	$184,000 (+16.16%) Land $45,400 Building $138,600
2024	$1,982.00	$158,400 (+15.28%) Land $45,100 Building $113,300	$158,400 (+15.28%) Land $45,100 Building $113,300
2022		$137,400 Land $43,000 Building $94,400	$137,400 Land $43,000 Building $94,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rice Lake serves 1,085 people · EPA ID MN1690049
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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