3990 Long Leaf Ct, Concord, NC 28025 Property Records

Cabarrus County property record for 3990 Long Leaf Ct, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,910 sqft · built 2007
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$398,000 (Sep 2026)
Tax Bill	$2,825 (2023)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11033H0063.000000`

Property Details

APN / Parcel Number

Primary APN	`11033H0063.000000`
Alternative APNs	`5539 40 0265` `139618`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,910 sqft Living Area
Gross Area	3,670 sqft
1st Floor Area	1,252 sqft
Upper Floors Area	1,658 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	146 ft deep x 45 ft wide
Garage Type	Finished
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	139618
Street Address	3990 LONG LEAF CT
City	CONCORD
State	NC
Zip	28025-9033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CO
Legal Description	LT 63 HALLSTEAD
Legal Subdivision	HALLSTEAD
Legal Lot Number	63
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	1
Census Block	1023
Census Tract	40501

Owner

3990 Long Leaf Ct is owned and occupied by two individuals who bought it in September 2026.

Source: Cabarrus County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3990 LONG LEAF CT, CONCORD, NC 28025-9033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Aug 14, 2020	Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC
May 10, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Aug 14, 2020 · Amount on File
Deed Document Number	202621513
Deed Book / Page	18162 / 149
Prior Transfer Date	Mar 26, 2014
Prior Transfer Doc	10904291
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 10, 2026
Property Address	3990 LONG LEAF CT, CONCORD, NC 28025-9033
Document Number	0000021513
Book / Page	18162 / 149
Instrument Date	Sep 9, 2026
Instrument	202621513
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,396.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 LONG LEAF CT, CONCORD, NC 28025-9033

Mortgage

Document Number	0000021514,
Date	Sep 10, 2026
Instrument	202621514

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.58%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 14, 2020
Property Address	3990 LONG LEAF CT, CONCORD, NC 28025-9033
Document Number	0014415136
Book / Page	14415 / 136
Map Reference	MB 51 PG 36
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4417 FAWNBROOK AVE SW, 4417, CONCORD, NC 28027-0412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 LONG LEAF CT, CONCORD, NC 28025-9033

Mortgage

Document Number	0014415138
Date	Aug 14, 2020
Instrument	14415/138

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3990 LONG LEAF CT, CONCORD, NC 28025-9033
Document Number	13504101
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3990 LONG LEAF CT CONCORD NC 280259033, CONCORD, NC 28025-9033

Mortgage

Document Number	13504101
Date	May 14, 2019
Book Page	013504/000101
Instrument	11647

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,370 (-) Land $70,000 Building $290,370
2025		$360,370 Land $70,000 Building $290,370
2024			$360,370 (+55.65%) Land $70,000 Building $290,370
2023	$2,825.00	$231,530 Land $45,000 Building $186,530	$231,530 Land $45,000 Building $186,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3990 Long Leaf Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3990 Long Leaf Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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