3990 E 191st St, Westfield (Noblesville), IN 46062 Property Records

Hamilton County property record for 3990 E 191st St, Westfield, IN 46062

Property Summary

Property Type	Residential
Details	built 1970
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Trust Names on File
Tax Bill	$247 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-06-29-000-003.101-015`

Property Details

APN / Parcel Number

Primary APN	`29-06-29-000-003.101-015`
Alternative APNs	`290629000003101014` `0806290000003101`

Exterior

Year Built	Built 1970
Construction Type	Wood
Lot Area	21,780 sqft (0.5 acres)
Shed	1 Shed
Shed Area	120 sqft

Location & Zoning

Account Number	0806290000003101
Old Parcel Number	290629000003101014
Street Address	3990 E 191ST ST
City	WESTFIELD
State	IN
Zip	46062-9238
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	ACREAGE .50, SECTION 29, TOWNSHIP 19, RANGE 4
Legal Range	04
Legal Township	19
Legal Section	29
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	3
Census Block	3028
Census Tract	110516

Owner

3990 E 191st St, a residential property, is owner-occupied and held in a trust since September 2023.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	3990 E 191ST ST, WESTFIELD, IN 46062-9238
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023
Deed Sale	Sep 1, 2023
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3990 E 191ST ST, WESTFIELD, IN 46062-9238
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043971
Date	Oct 14, 2025
Instrument	2025043971

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	WESTFIELD, IN 46074

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,900 Land $22,500 Building $400	$22,900 Land $22,500 Building $400
2024	$247.00 (+2.07%)
2023	$242.00 (-6.2%)	$10,400 (-) Land $10,000 Building $400	$10,400 (-) Land $10,000 Building $400
2022	$258.00	$10,400 Land $10,000 Building $400	$10,400 Land $10,000 Building $400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3990 E 191st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3990 E 191st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20