3990 Abigail Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3990 Abigail Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 2018
Lot Size	0.149 acres (6,501 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Nov 2025)
Tax Bill	$836 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-012-114-095`

Property Details

APN / Parcel Number

Primary APN	`02-02-012-114-095`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,920 sqft Living Area
Gross Area	2,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,501 sqft (0.149 acres)
Garage Type	Attached
Garage Area	256 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Patio Area	32 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3990 ABIGAIL DR
City	LORAIN
State	OH
Zip	44053-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDINGS AT MARTINS RUN SUB NO 2 50 X 130
Legal Subdivision	LANDINGS AT MARTINS RUN SUB NO 2
Legal Block	114
Legal Lot Number	138
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1005
Census Tract	97202

Owner

3990 Abigail Dr is owned and occupied by two individuals who bought it in November 2025.

Source: Lorain County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Apr 12, 2024	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA
Apr 24, 2024	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA
Nov 14, 2025	Survivorship Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 19, 2025	Re-recorded Document
Oct 27, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 27, 2018	Deed, Subdivision Related Transfer · FHA Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	Nov 14, 2025 · Amount on File
Deed Document Number	202575845
Prior Transfer Date	Nov 7, 2025
Prior Transfer Doc	0000075845
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3990 ABIGAIL DR, LORAIN, OH 44053-1000
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	KINGDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 ABIGAIL DR, LORAIN, OH 44053-1000

Mortgage

Document Number	0000907243
Date	Feb 21, 2023
Instrument	2023-0907243

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3990 ABIGAIL DR, LORAIN, OH 44053-1000
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 ABIGAIL DR, LORAIN, OH 44053-1000

Mortgage

Document Number	0000009618
Date	Apr 12, 2024
Instrument	2024-0009618

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Apr 1, 2048

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3990 ABIGAIL DR, LORAIN, OH 44053-1000
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010927
Date	Apr 24, 2024
Instrument	2024-0010927

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

November 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 14, 2025
Property Address	3990 ABIGAIL DR, LORAIN, OH 44053-1000
Document Number	0000075334
Map Reference	VOL 103 PG 30-32
Instrument Date	Nov 7, 2025
Instrument	2025-0075334
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102

Mortgage

Document Number	0000075335
Date	Nov 14, 2025
Instrument	2025-0075335

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LORAIN OH
Recording Date	Nov 19, 2025
Property Address	3990 ABIGAIL DR, LORAIN, OH 44053-1000
Document Number	0000075845
Map Reference	VOL 103 PG 30-32
Instrument Date	Nov 7, 2025
Instrument	2025-0075845
Record Updated	Dec 3, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3990 ABIGAIL DR, LORAIN, OH 44053-1000
Document Number	0000790948
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 ABIGAIL DR LORAIN OH 440531000, LORAIN, OH 44053-1000

Mortgage

Document Number	0000790948
Date	Nov 25, 2020
Instrument	790948

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Nov 24, 2048

March 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 27, 2018
Property Address	3990 ABIGAIL DR, LORAIN, OH 44053-1000
Document Number	0000666190
Map Reference	MB 103 PGS 30-32
Instrument Date	Mar 14, 2018
Instrument	2018-0666190
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022
Title Company	MILLENIUM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$837.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 ABIGAIL DR, LORAIN, OH 44053-1000

Mortgage

Document Number	0000666191
Date	Mar 27, 2018
Instrument	2018-0666191

Lender

Name	FIFTH THIRD MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3990 Abigail Dr was $836 with a homeowner's exemption, down 7.3% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00 (-7.32%) Homeowner's exemption	$110,710 (+406.1%) Land $21,880 Building $88,830	$316,310 (+406.1%) Land $62,500 Building $253,810
2024	$902.00 (-16.17%)	$21,875 (+4.6%) Land $21,875	$62,500 (+4.6%) Land $62,500
2023	$1,076.00 (+0.84%)	$20,913 (+0.01%) Land $20,913	$59,750 Land $59,750
2022	$1,067.00	$20,910 Land $20,910
2021			$59,750 Land $59,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3990 Abigail Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3990 Abigail Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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