3990 38th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 3990 38th Ave E, Palmetto, FL 34221 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2004
Square Footage	2,184 sqft Living Area
Lot Size	5.3 acres
Garage	Attached, 532 sqft
Occupancy	Owner Occupied
Last Sale	$128,000 (1995)

Property Details

APN / Parcel Number

Primary APN	`7603-0000-4`
Alternative APNs	`341805760300004` `0760300004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	2,184 sqft Living Area
Gross Area	2,772 sqft Gross Area
1st Floor	1,092 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	230,868 sqft
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	532 sqft Garage
Patio Area	400 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected

Location & Zoning

Old Parcel Number	0760300004
Street Address	3990 38TH AVE E
City	PALMETTO
State	FL
Zip	34221-9059
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 LESS THE E 234.12 FT, ONAHOM FARMS PI#7603.0000/4
Legal Range	18E
Legal Township	34S
Legal Section	05
Legal Subdivision	ONAHOM FARMS
Legal Tract	00748000
Legal Lot Number	1
Jurisdiction	MANATEE FL
Minor Civil Division	BRADENTON
Census Blockgroup	4
Census Block	4001
Census Tract	1904

Owner

Source: Manatee County records · APN 7603-0000-4

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3990 38TH AVE E, PALMETTO, FL 34221-9059
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 17, 1995 · Amount on Record
Deed Sale	Feb 17, 1995 · Amount on Record
Deed Book / Page	1453 / 5039
Record Refreshed	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3990 38TH AVE E, PALMETTO, FL 34221-9059
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 38TH AVE E, PALMETTO, FL 34221-9059

Mortgage

Document Number	0041110089
Date	Sep 05, 2025
Instrument	202541110089

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 02, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,931 (-20.19%)	$598,409 (-0.62%) Land $291,635 Building $306,774
2025		$281,836 (+22.11%)	$602,133 (+4.18%) Land $291,635 Building $310,498
2024	$2,999.00 (+10.54%)
2023	$2,713.00 (+4.83%) Homeowner's exemption	$230,808 (+5.76%)	$577,997 (+17.62%) Land $222,998 Building $354,999
2022	$2,588.00 Homeowner's exemption	$218,236	$491,431 Land $185,500 Building $305,931

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 39% of Florida
Wildfire Likelihood	About 1 in 637 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.