399 Winding Ln, Seneca, SC 29672 Property Records

Oconee County property record for 399 Winding Ln, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,232 sqft · built 2018
Lot Size	4.4 acres (191,664 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,145 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`207-00-04-017`

Property Details

APN / Parcel Number

Primary APN	`207-00-04-017`
Alternative APN	`1074249`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,232 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Contemporary
Exterior Material	Vinyl
Roof Material	Shingle
Lot Area	191,664 sqft (4.4 acres)
Garage Type	Attached
Garage Area	648 sqft
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1074249
Street Address	399 WINDING LN
City	SENECA
State	SC
Zip	29672-4859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1-A (4.40 AC)
Legal Lot Number	1
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2041
Census Tract	30500

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	399 WINDING LN, SENECA, SC 29672-4859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 24, 2020	Deed of Trust, Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2017
Deed Sale	Oct 11, 2017
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	399 WINDING LN, SENECA, SC 29672-4859
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 WINDING LN, SENECA, SC 29672-4859

Mortgage

Document Number	004541/100
Date	Mar 22, 2024
Book Page	4541/100

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	399 WINDING LN, SENECA, SC 29672-4859
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004518/166
Date	Dec 21, 2023
Book Page	4518/166

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	399 WINDING LN, SENECA, SC 29672-4859
Document Number	0039440001
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 WINDING LN SENECA SC 296724859, SENECA, SC 29672-4859

Mortgage

Document Number	0039440001
Date	Mar 31, 2020
Book Page	003944/000001

Lender

Name	SOUTH ST BK
Type	Bank
Address	NORTH CHARLESTON, SC 29406

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,145.00	$10,919 (-5.56%) Land $976 Building $9,943	$272,979 (-5.56%) Land $24,400 Building $248,579
2023		$11,562 Land $976 Building $10,586	$289,039 Land $24,400 Building $264,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Vyve Broadband Cable	1,000 / 100

May also be available: AT&T, Verizon.

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