399 Spring Rd, Lake Ozark, MO 65049 Property Records

Camden County property record for 399 Spring Rd, Lake Ozark, MO 65049

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,582 sqft · built 1983
Lot Size	0.135 acres (5,924 sqft)
Owner	Individual Name on Record
Tax Bill	$1,191 (2025)
Deeds & Mortgages	Oct 2026 Construction Loan Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01 6.0 23.0 000.0 010 004.001`

Property Details

APN / Parcel Number

Primary APN	`01 6.0 23.0 000.0 010 004.001`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,582 sqft Gross Area
Basement Area	624 sqft

Exterior

Year Built	Built 1983
Construction Type	Frame
Lot Area	5,924 sqft (0.135 acres)
Lot Dimensions	130 ft deep x 51 ft wide

Location & Zoning

Street Address	399 SPRING RD
City	LAKE OZARK
State	MO
Zip	65049-5851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 6
Legal Subdivision	HORSESHOE BEND EST NO 1 RESUB LOT 12
Legal Block	6
Legal Lot Number	12-1
Jurisdiction	CAMDEN MO
Township / Civil Division	PAWHUSKA
Census Block Group	1
Census Block	1031
Census Tract	950102

Owner

Source: Camden County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	399 SPRING RD, LAKE OZARK, MO 65049-5851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Construction Mortgage BANK OF OLD MONROE
Sep 12, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE HEADQUARTERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022
Deed Sale	Sep 12, 2022
Deed Document Number	0000876450
Deed Book / Page	876 / 450
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Recording Date	Oct 9, 2026
Property Address	399 SPRING RD, LAKE OZARK, MO 65049-5851
Document Number	0361000153
Book / Page	361 / 153
Instrument Date	Oct 5, 2026
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	ALLIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	3585 N MOORE SCHOOL RD, TROY, MO 63379-4415

Mortgage

Document Number	0361000153,
Date	Oct 9, 2026
Book Page	361/153

Lender

Name	BANK OF OLD MONROE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Sep 12, 2022
Property Address	399 SPRING RD, LAKE OZARK, MO 65049-5851
Document Number	000876/450
Book / Page	876 / 450
Map Reference	MB 22 PG 36
Instrument Date	Sep 9, 2022
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	ARROWHEAD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 MERTENS LN, JEFFERSON CITY, MO 65101-9753

Mortgage

Document Number	0000346254
Date	Sep 12, 2022
Instrument	346/254

Lender

Name	MORTGAGE HEADQUARTERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Camden County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,191.00 (-1%)	$22,520 (-)	$118,526 (-)
2023		$22,520 (-)	$118,526 (-)
2022	$1,203.00	$22,520	$118,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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