399 Small Point Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 399 Small Point Rd, Phippsburg, ME 04562

Property Summary

Property TypeCommercial
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Tax Bill$6,928 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone AE (high risk)
APNM:024 L:015-1

Property Details

APN / Parcel Number

Primary APNM:024 L:015-1
Alternative APNs
  • PHIP M:024 L:015
  • 1662

Exterior

Lot Area87,120 sqft (2 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number1662
Street Address399 SMALL POINT RD
CityPHIPPSBURG
StateME
Zip04562
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCOM
Legal Lot Number15
JurisdictionPHIPPSBURG ME
Township / Civil DivisionPHIPPSBURG
Census Block Group2
Census Block2035
Census Tract970700

Owner

Source: Sagadahoc County and Phippsburg Town records · APN M:024 L:015-1

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address373 SMALL POINT RD, PHIPPSBURG, ME 04562-5238
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHIPPSBURG ME
Property Address399 SMALL POINT RD, PHIPPSBURG, ME 04562
Document Number0000006691
Instrument DateSep 08, 2020
Transaction TypeMortgage
Record UpdatedSep 22, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address373 SMALL POINT RD PHIPPSBURG ME 045625238, PHIPPSBURG, ME 04562-5238

Mortgage

Document Number0000006691
DateSep 11, 2020
Instrument6691
Lender
NameBATH SVGS INSTITUTION
AddressBATH, ME 04530
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionPhippsburg Town
Unified School DistrictRegional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,928.00 (+4.83%)$561,000 (-) Land $341,100 Building $219,900
2024$6,609.00 (+2.98%)$561,000 (-) Land $341,100 Building $219,900
2023$6,418.00 (+13.05%)$561,000 (-) Land $341,100 Building $219,900
2022$5,677.00$561,000 Land $341,100 Building $219,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims13 (1983–2024)
Claims Outside the SFHA5 of 13
Most Recent ClaimMar 2024 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

Nearby Properties on Small Point Rd

Nearby Streets

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