399 Shepperd Rd, Waco, TX 76705 Property Records

McLennan County property record for 399 Shepperd Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,478 sqft · built 1976
Lot Size	1.81 acres (79,061 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,898 (Apr 2025)
Tax Bill	$6,169 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jan 2023 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`20-088600-004300-7`

Property Details

APN / Parcel Number

Primary APN	`20-088600-004300-7`
Alternative APNs	`2008860000430070111` `117380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,478 sqft Living Area
1st Floor Area	2,478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Metal
Lot Area	79,061 sqft
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Shed	1 Shed
Shed Area	80 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	399 SHEPPERD RD
City	WACO
State	TX
Zip	76705-5322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WILSON S P ACRES 1.815
Legal Subdivision	WILSON S P
Legal Tract	9B
Legal Lot Number	9B
Jurisdiction	MCLENNAN TX
Township / Civil Division	ELM MOTT
Census Block Group	1
Census Block	1013
Census Tract	3402

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	399 SHEPPERD RD, WACO, TX 76705-5322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2025	Vendor's Lien, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 17, 2023	Vendor's Lien, Transfer · Construction Mortgage SECURED INVESTMENT HIGH YIELD FUND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Jan 17, 2023 · Amount on Record
Deed Document Number	202510050
Record Updated	Oct 29, 2026

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 4, 2025
Property Address	399 SHEPPERD RD, WACO, TX 76705-5322
Document Number	0000010050
Instrument Date	Apr 3, 2025
Instrument	2025010050
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	DESIGNATED TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 SHEPPERD RD, WACO, TX 76705-5322

Mortgage

Document Number	0000010051
Date	Apr 4, 2025
Instrument	2025010051

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 17, 2023
Property Address	399 SHEPPERD RD, WACO, TX 76705-5322
Document Number	0000001516
Map Reference	VOL 1219 PG 753
Instrument Date	Jan 12, 2023
Instrument	2023001516
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	399 SHEPPERD RD, WACO, TX 76705-5322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 S CEDAR RIDGE CIR, ROBINSON, TX 76706-5670

Mortgage

Document Number	0000001517
Date	Jan 17, 2023
Instrument	2023001517

Lender

Name	SECURED INVESTMENT HIGH YIELD FUND
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Feb 29, 2024

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,057 (-34.57%) Land $58,479 Building $232,578	$291,057 (-34.57%) Land $58,479 Building $232,578
2025	$6,169.00 (-1.15%)	$444,850 (-0.25%) Land $48,770 Building $396,080	$444,850 (-0.25%) Land $48,770 Building $396,080
2024	$6,241.00 (-2.71%)
2023		$445,980 Land $48,770 Building $397,210	$445,980 Land $48,770 Building $397,210
2022	$6,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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