399 Rte 12A, Surry (Keene), NH 03431 Property Records

Cheshire County and Surry Town property record for 399 Rte 12A, Surry, NH 03431

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,237 sqft · built 1940
Lot Size	0.522 acres (22,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,000 (Jun 2021)
Tax Bill	$3,618 (2025)
Deeds & Mortgages	Mar 2024 Refinance Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SURR M:0003I B:000022 L:000000`

Property Details

APN / Parcel Number

Primary APN	`SURR M:0003I B:000022 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,237 sqft Living Area
Gross Area	2,364 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	22,738 sqft (0.522 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	399 ROUTE 12A
City	SURRY
State	NH
Zip	03431-8106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAG
Legal Block	22
Jurisdiction	SURRY TOWN NH
Township / Civil Division	SURRY
Census Block Group	1
Census Block	1066
Census Tract	970100

Owner

Source: Cheshire County and Surry Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	399 ROUTE 12A, SURRY, NH 03431-8106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Jun 28, 2021	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Sep 1, 2017	Warranty Deed, Transfer HOUSING FIN AUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	20216916
Deed Book / Page	3169 / 755
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY TOWN NH
Property Address	399 ROUTE 12A, SURRY, NH 03431-8106
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03271-1341
Date	Mar 18, 2024
Book Page	3271/1341
Instrument	2401652

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY TOWN NH
Recording Date	Jun 28, 2021
Property Address	399 ROUTE 12A, SURRY, NH 03431-8106
Document Number	003169-755
Book / Page	3169 / 755
Instrument Date	Jun 28, 2021
Instrument	2106916
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 ROWE AVE, KEENE, NH 03431-1539

Mortgage

Document Number	0002106917
Date	Jun 28, 2021
Instrument	2106917

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY TOWN NH
Recording Date	Sep 1, 2017
Property Address	399 ROUTE 12A, SURRY, NH 03431-8106
Document Number	0029981082
Book / Page	002998 / 001082
Instrument Date	Aug 31, 2017
Instrument	1707361
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	399 ROUTE 12A SURRY NH 034318106, SURRY, NH 03431-8106

Mortgage

Document Number	29981084
Date	Sep 1, 2017
Book Page	002998/001084
Instrument	1707362

Lender

Name	HOUSING FIN AUTH
Type	Funding / Finance Company
Address	BEDFORD, NH 03110

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Cheshire County and Surry Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Surry Town
Unified School District	Surry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,618.00 (+5.57%)	$215,100 (+0.56%) Land $80,200 Building $134,900
2023	$3,427.00 (-0.23%)	$213,900 (-) Land $80,200 Building $133,700
2022	$3,435.00	$213,900 Land $80,200 Building $133,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1979–2013)
Most Recent Claim	Jul 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2013 · 2 claims Severe Storms And Flooding, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

No cell data coverage reported

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