399 Persimmon St, Freeport, FL 32439 Property Records

Walton County property record for 399 Persimmon St, Freeport, FL 32439

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,080 sqft · built 2017
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Oct 2019)
Tax Bill	$1,186 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-1S-21-41050-00F-0040`

Property Details

APN / Parcel Number

Primary APN	`28-1S-21-41050-00F-0040`
Alternative APNs	`28-121-41050-00F-0040` `1084795`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,662 sqft
1st Floor Area	1,080 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	308 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	399 PERSIMMON ST
City	FREEPORT
State	FL
Zip	32439-6795
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RV
Legal Description	LOT 4 BLK F FIRST ADDITION TO CHOCTAW S/D PB 3-17 OR 3022-4156 OR 3119-4221
Legal Range	021
Legal Township	01S
Legal Section	28
Legal Subdivision	FIRST ADDITION TO CHOCTAW
Legal Block	F
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1033
Census Tract	950306

Owner

399 Persimmon St, a mobile home, is owned and occupied by an individual who bought it in October 2019.

Source: Walton County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	399 PERSIMMON ST, FREEPORT, FL 32439-6795
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jul 8, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Oct 2, 2019	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2019 · Amount on File
Deed Sale	Oct 2, 2019 · Amount on File
Deed Document Number	201934285
Deed Book / Page	3119 / 4221
Prior Transfer Date	Feb 10, 2017
Prior Transfer Doc	0000004338
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	399 PERSIMMON ST, FREEPORT, FL 32439-6795
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 PERSIMMON ST, FREEPORT, FL 32439-6795

Mortgage

Document Number	0033723330
Date	Sep 30, 2025
Book Page	3372/3330
Instrument	20250035497

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Oct 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	399 PERSIMMON ST, FREEPORT, FL 32439-6795
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 PERSIMMON ST, FREEPORT, FL 32439-6795

Mortgage

Document Number	0032061524
Date	Jul 8, 2021
Book Page	3206/1524
Instrument	20210034287

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Oct 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 2, 2019
Property Address	399 PERSIMMON ST, FREEPORT, FL 32439-6795
Document Number	0031194221
Book / Page	3119 / 4221
Map Reference	MB 3 PG 17
Instrument Date	Oct 1, 2019
Instrument	20190034285
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 MANSION BLVD, 235, DEBARY, FL 32713-4023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 PERSIMMON ST, FREEPORT, FL 32439-6795

Mortgage

Document Number	0031194223
Date	Oct 2, 2019
Instrument	3119/4223

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 399 Persimmon St was $1,186, up 1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,186.00 (+1.02%)	$157,325 Land $62,500 Building $94,825	$157,325 Land $62,500 Building $94,825
2024	$1,174.00 (+24.1%)
2023	$946.00 (+16.36%)	$117,417 (+31.21%) Land $62,500 Building $54,917	$117,417 (+31.21%) Land $62,500 Building $54,917
2022	$813.00	$89,485 Land $42,411 Building $47,074	$89,485 Land $42,411 Building $47,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 399 Persimmon St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 399 Persimmon St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

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