399 Patrick Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Richmondville Town property record for 399 Patrick Rd, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1976
Square Footage1,830 sqft Living Area
Lot Size161,172 sqft (3.7 acres)
GarageBasement
Last Sale$230,000 (2021)
Tax Bill$9,821.00 (2025)

Owner

Source: Schoharie County and Richmondville Town records · APN 434089 67.-2-15

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address367 LORETTO ST, STATEN ISLAND, NY 10307-2202
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Dec 02, 2021Deed, Transfer · Stand Alone First Mortgage
CITIZENS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 02, 2021 · Amount on Record
Deed SaleDec 02, 2021 · Amount on Record
Prior SaleJul 06, 2016 · Amount on Record
Deed Doc Number2021799922
Deed Book / Page1152 / 122
Prior Transfer DateJan 24, 2007
Prior Transfer Doc0000000829/000000006
Record RefreshedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address399 PATRICK RD, COBLESKILL, NY 12043-7322
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002030/201
DateFeb 08, 2023
Book Page2030/201
Instrument820483
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueMar 01, 2063
Interest
Rate TypeAdjustable Rate

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateDec 02, 2021
Property Address399 PATRICK RD, COBLESKILL, NY 12043-7322
Document Number001152/122
Book / Page1152 / 122
Instrument DateNov 05, 2021
Instrument799922
Transaction TypeTransfer
Record UpdatedDec 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address367 LORETTO ST, STATEN ISLAND, NY 10307-2202

Mortgage

Document Number0000799923
DateDec 02, 2021
Instrument799923
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Richmondville Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionRichmondville Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,821.00 (+82.17%)$242,000 (-) Land $23,300 Building $218,700$390,323 (+16.77%) Land $37,581 Building $352,742
2023$242,000 Land $23,300 Building $218,700$334,254 Land $32,182 Building $302,072
2020$5,391.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN434089 67.-2-15
Alternative APNs
  • 408906700000020150000000
  • 505J102608

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,830 sqft Living Area
1st Floor1,530 sqft 1st Floor
Basement Area700 sqft Basement
Finished Basement700 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRustic Style
Exterior MaterialWood Exterior
Lot Area161,172 sqft (3.7 acres)
Lot Width625 ft Width
Garage TypeBasement Garage
Porch Area306 sqft Porch

Utilities and HVAC

Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number505J102608
Street Address399 PATRICK RD
CityCOBLESKILL
StateNY
Zip12043-7322
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHUSB & WIFE
Legal Block2
Legal Lot Number15.000
JurisdictionSCHOHARIE NY
Minor Civil DivisionRICHMONDVILLE
Census Blockgroup3
Census Block3004
Census Tract740500

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