399 Palmer St, Gowanda, NY 14070 Property Records

Cattaraugus County and Persia Town property record for 399 Palmer St, Gowanda, NY 14070

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,559 sqft · built 1940
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Feb 2020)
Tax Bill	$3,642 (2025)
Deeds & Mortgages	Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`047201 17.029-1-17`

Property Details

APN / Parcel Number

Primary APN	`047201 17.029-1-17`
Alternative APNs	`720101702900010170000000` `0577`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,559 sqft Living Area
1st Floor Area	1,845 sqft
2nd Floor Area	480 sqft
Upper Floors Area	234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1992
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	71,003 sqft (1.63 acres)
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	333 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0577
Street Address	399 PALMER ST
City	GOWANDA
State	NY
Zip	14070-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16 06 08
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	CATTARAUGUS NY
Township / Civil Division	PERSIA
Census Block Group	1
Census Block	1005
Census Tract	960400

Owner

Source: Cattaraugus County and Persia Town records · APN 047201 17.029-1-17

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	399 PALMER ST, GOWANDA, NY 14070-9501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	20204068
Record Updated	Jun 08, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Feb 20, 2020
Property Address	399 PALMER ST, GOWANDA, NY 14070-9501
Document Number	0000004068
Instrument Date	Feb 14, 2020
Instrument	4068
Transaction Type	Transfer
Record Updated	Apr 07, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 PALMER ST GOWANDA NY 140709501, GOWANDA, NY 14070-9501

Tax Assessment & Valuation

Source: Cattaraugus County and Persia Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
County Subdivision	Persia Town
Municipality	Gowanda Village
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,642.00 (-7.19%)	$175,800 (+2.21%) Land $13,900 Building $161,900	$175,800 (+2.21%) Land $13,900 Building $161,900
2024	$3,924.00
2023		$172,000 Land $13,900 Building $158,100	$172,000 Land $13,900 Building $158,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009)
Most Recent Claim	Aug 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2009 · 2 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Armstrong Holdings Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 16 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GOWANDA VILLAGE serves 2,800 people
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.