McDowell County property record for 399 Orchard St, Old Fort, NC 28762
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.139 acres (6,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Nov 2013) |
| Tax Bill | $210 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0659-06-29-5560 |
| Primary APN | 0659-06-29-5560 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,018 sqft (0.139 acres) |
|---|---|
| Lot Dimensions | 118 ft deep x 51 ft wide |
| Account Number | 57803 |
|---|---|
| Street Address | 399 ORCHARD ST |
| City | OLD FORT |
| State | NC |
| Zip | 28762-7636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 & 8 WEST FORT S/D |
| Legal Subdivision | FORT S/D |
| Legal Lot Number | 7-8 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 970700 |
399 Orchard St is owned by two individuals who bought it in November 2013.
Source: McDowell County records, as of September 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1491 PINECOVE RD, OLD FORT, NC 28762-8618 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2013 · Amount on File |
| Deed Sale | Nov 19, 2013 · Amount on File |
| Deed Document Number | 20135830 |
| Deed Book / Page | 1116 / 731 |
| Prior Transfer Date | Oct 11, 2013 |
| Prior Transfer Doc | 0011150208 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 399 Orchard St was $210.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Old Fort Town |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $210.00 | $31,000 Land $25,000 Building $6,000 | |
| 2023 | $203.00 | $31,000 Land $25,000 Building $6,000 | $31,000 Land $25,000 Building $6,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 399 Orchard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 399 Orchard St is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OLD FORT serves 1,700 people · EPA ID NC0156025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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