San Luis Obispo County property record for 399 Lampton St, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 1988 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,080,000 (Dec 2021) |
| Tax Bill | $12,430 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-089-036 |
| Primary APN | 023-089-036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Construction Type | Wood |
| Lot Area | 7,000 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Street Address | 399 LAMPTON ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-6403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES M U 7 BL 162 LTS 40 TO 43 |
| Legal Subdivision | CAMBRIA PINES MANOR |
| Legal Block | 162 |
| Legal Lot Number | 40 41 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 10403 |
Source: San Luis Obispo County records · APN 023-089-036
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1104 E DEL MAR AVE, ORANGE, CA 92865-3810 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Dec 03, 2021 | Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2021 · Amount on Record |
| Deed Sale | Dec 03, 2021 · Amount on Record |
| Prior Sale | Sep 27, 2001 |
| Deed Document Number | 2021079499 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 399 LAMPTON ST, CAMBRIA, CA 93428-6403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1104 E DEL MAR AVE, ORANGE, CA 92865-3810 |
| Document Number | 0000015607 |
|---|---|
| Date | Apr 08, 2022 |
| Instrument | 2022015607 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 03, 2021 |
| Property Address | 399 LAMPTON ST, CAMBRIA, CA 93428-6403 |
| Document Number | 0000079499 |
| Map Reference | MB 5 PG 16 |
| Instrument Date | Nov 09, 2021 |
| Instrument | 2021079499 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1104 E DEL MAR AVE, ORANGE, CA 92865-3810 |
| Document Number | 0000079500 |
|---|---|
| Date | Dec 03, 2021 |
| Instrument | 2021079500 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,430.00 (+4.03%) | $1,146,104 (+4.04%) Land $795,906 Building $350,198 |
| 2023 | $11,948.00 (+1.98%) | $1,101,600 Land $765,000 Building $336,600 |
| 2022 | $11,716.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1983–2023) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Radiate Holdings.
Based on FCC filings for 382 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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