399 Juniper Rd, Black Hawk, CO 80422 Property Records

Gilpin County property record for 399 Juniper Rd, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 1983
Lot Size	1.43 acres (62,683 sqft)
Owner	Individual Name on Record
Last Sale	$692,000 (Feb 2023)
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1711-312-03-011`

Property Details

APN / Parcel Number

Primary APN	`1711-312-03-011`
Alternative APN	`R003344`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,706 sqft Heated Area
Gross Area	2,574 sqft
1st Floor Area	1,276 sqft
Upper Floors Area	480 sqft
Flooring	Tile
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Frame
Roof Type	Rigid Frame Bar Joist
Roof Material	Composition Shingle
Lot Area	62,683 sqft (1.43 acres)
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	R003344
Street Address	399 JUNIPER RD
City	BLACK HAWK
State	CO
Zip	80422-8827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 31 T: 2S R: 72W SUBD: MISSOURI LAKES FILING #2 BLOCK: 007 LOT: 009 & IMPS
Legal Range	72W
Legal Township	02S
Legal Section	31
Legal Subdivision	MISSOURI LAKES FILING #2
Legal Block	7
Legal Lot Number	9
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	2
Census Block	2014
Census Tract	13802

Owner

Source: Gilpin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	399 JUNIPER RD, BLACK HAWK, CO 80422-8827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Jan 2, 2019	Warranty Deed, Transfer · VA Mortgage SYNERGY ONE LENDING
Jan 2, 2019	Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.
Dec 28, 2018	Deed of Trust, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2023 · Amount on Record
Deed Sale	Feb 16, 2023 · Amount on Record
Prior Sale	Aug 17, 2020 · Amount on Record
Deed Document Number	2023173945
Prior Transfer Date	Oct 6, 2010
Prior Transfer Doc	0000142572
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Feb 16, 2023
Property Address	399 JUNIPER RD, BLACK HAWK, CO 80422-8827
Document Number	0000173945
Instrument Date	Feb 10, 2023
Instrument	173945
Transaction Type	Transfer
Record Updated	Mar 13, 2023
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	399 JUNIPER RD, BLACK HAWK, CO 80422-8827

Mortgage

Document Number	0000173946
Date	Feb 16, 2023
Instrument	173946

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	399 JUNIPER RD, BLACK HAWK, CO 80422-8827
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000172916
Date	Aug 15, 2022
Instrument	172916

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Aug 17, 2020
Property Address	399 JUNIPER RD, BLACK HAWK, CO 80422-8827
Document Number	0000166881
Instrument Date	Jul 22, 2020
Instrument	166881
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 JUNIPER RD, BLACK HAWK, CO 80422-8827

Mortgage

Document Number	0000166882
Date	Aug 17, 2020
Instrument	166882

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Margin	3
Max Rate	8%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Jan 2, 2019
Property Address	399 JUNIPER RD, BLACK HAWK, CO 80422-8827
Document Number	0000162746
Instrument Date	Dec 28, 2018
Instrument	162746
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	399 JUNIPER RD, BLACK HAWK, CO 80422-8827

Mortgage

Document Number	0000162747
Date	Jan 2, 2019
Instrument	162747

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Mortgage

Document Number	0000162748
Date	Jan 2, 2019
Instrument	162748

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Jan 2, 2019
Property Address	399 JUNIPER RD, BLACK HAWK, CO 80422-8827
Document Number	0000162745
Instrument Date	Dec 28, 2018
Instrument	162745
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3217 S QUINIMOSE RD LIBERTY LAKE WA 990199793, LIBERTY LAKE, WA 99019-9793

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	399 JUNIPER RD, BLACK HAWK, CO 80422-8827
Document Number	0000164326
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,214.00 (+12.3%)	$40,250 (+4.52%) Land $4,500 Building $35,750	$643,960 (+12.04%) Land $72,000 Building $571,960
2024	$1,081.00 (+1.22%)	$38,510 (-) Land $4,220 Building $34,290	$574,780 (-) Land $62,974 Building $511,806
2023	$1,068.00 (+14.1%)	$38,510 (+26.97%) Land $4,220 Building $34,290	$574,780 (+31.7%) Land $62,974 Building $511,806
2022	$936.00	$30,330 Land $4,170 Building $26,160	$436,440 Land $60,000 Building $376,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 59% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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