399 James River Ter, Buchanan, VA 24066 Property Records

Botetourt County property record for 399 James River Ter, Buchanan, VA 24066

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,128 sqft · built 1926
Lot Size	2.97 acres (129,635 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Nov 2007)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`65A(18)6`

Property Details

APN / Parcel Number

Primary APN	`65A(18)6`
Alternative APN	`22484`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,128 sqft Finished Area
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Other
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	129,635 sqft (2.97 acres)
Terrain	Rolling
Porch	Porch
Porch Area	672 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	22484
Street Address	399 JAMES RIVER TER
City	BUCHANAN
State	VA
Zip	24066-5110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T
Legal Description	TOWN OF BUCHANANLOT 6
Legal Lot Number	6
Jurisdiction	BOTETOURT VA
Township / Civil Division	BUCHANAN
Census Block Group	4
Census Block	4023
Census Tract	40200

Owner

399 James River Ter is owned and occupied by two individuals who bought it in November 2007.

Source: Botetourt County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	399 JAMES RIVER TER, BUCHANAN, VA 24066-5110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2007 · Amount on File
Deed Sale	Nov 15, 2007 · Amount on File
Deed Book / Page	700 / 7104
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	399 JAMES RIVER TER, BUCHANAN, VA 24066-5110
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200003952
Date	Sep 3, 2020
Instrument	200003952

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	178 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 399 James River Ter was $1,888.

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Municipality	Buchanan Town
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,800 (-) Land $58,600 Building $211,200	$269,800 (-) Land $58,600 Building $211,200
2025	$1,888.00	$269,800 Land $58,600 Building $211,200	$269,800 Land $58,600 Building $211,200
2024	$1,888.00
2023		$219,900 (-) Land $48,800 Building $171,100	$219,900 (-) Land $48,800 Building $171,100
2022	$1,737.00	$219,900 Land $48,800 Building $171,100	$219,900 Land $48,800 Building $171,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 399 James River Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1985–2004)
Most Recent Claim	Sep 2004 · Severe Storms And Flooding From The Remanants Of Hurricane Jeanne

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 399 James River Ter is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BUCHANAN serves 1,220 people · EPA ID VA2023160
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	26 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Glo Fiber Fiber	1,200 / 50
T-Mobile Fixed Wireless	100 / 20