399 Harding Ave, Lyndhurst, NJ 07071 Property Records

Bergen County and Lyndhurst Township property record for 399 Harding Ave, Lyndhurst, NJ 07071 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1950
Square Footage	1,228 sqft Living Area
Lot Size	3,920 sqft (0.09 acres)
Last Sale	$418,000 (2006)
Tax Bill	$9,016.00 (2025)

Owner

Source: Bergen County and Lyndhurst Township records · APN 32-00188-0000-00037

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1, CLOSTER, NJ 07624-0001
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 12, 2006 · Amount on Record
Deed Sale	Sep 12, 2006 · Amount on Record
Prior Sale	May 23, 2003 · Amount on Record
Deed Book / Page	9150 / 43
Record Refreshed	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	399 HARDING AVE, LYNDHURST, NJ 07071-3307
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST JERSEY TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032080211
Date	Mar 28, 2019
Book Page	3208/211
Instrument	19-019432

Lender

Name	SPENCER SAVINGS BANK
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.1%
Type Change Date	Apr 01, 2029
Index	1-Year CMT

Tax Assessment & Valuation

Source: Bergen County and Lyndhurst Township records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Lyndhurst Township
Unified School District	Lyndhurst Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,500 (+5.01%) Land $279,000 Building $146,500	$425,500 (+5.01%) Land $279,000 Building $146,500
2025	$9,016.00 (+7.73%)	$405,200 (+3.34%) Land $266,500 Building $138,700	$405,200 (+3.34%) Land $266,500 Building $138,700
2024	$8,369.00 (-6.87%)
2023		$392,100 Land $256,500 Building $135,600	$392,100 Land $256,500 Building $135,600
2022	$8,986.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`32-00188-0000-00037`
Alternative APNs	`320018800037` `00460000`

Interior

Building Area	1,228 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame Construction
Lot Area	3,920 sqft (0.09 acres)
Depth X Width	98 ft x 40 ft Depth x Width

Location & Zoning

Account Number	00460000
Street Address	399 HARDING AVE
City	LYNDHURST
State	NJ
Zip	07071-3307
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	40X98
Legal Block	188
Legal Lot Number	37
Jurisdiction	BERGEN NJ
Minor Civil Division	LYNDHURST
Census Blockgroup	3
Census Block	3007
Census Tract	31300