399 E Willis Ave, Monticello, AR 71655 Property Records

Drew County property record for 399 E Willis Ave, Monticello, AR 71655

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,412 sqft · built 1970
Lot Size	0.685 acres (29,882 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (Apr 2019)
Tax Bill	$45 (2025)
Deeds & Mortgages	Mar 2025 Second Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`703-03726-000`

Property Details

APN / Parcel Number

Primary APN	`703-03726-000`
Alternative APNs	`109165.0` `21153`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,412 sqft

Exterior

Year Built	Built 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,882 sqft (0.685 acres)
Lot Dimensions	290 ft deep x 103 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	530 sqft
Driveway	Driveway
Driveway Area	1,008 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	119 sqft
Patio Area	135 sqft
Fence	Fence
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	109165.0
Street Address	399 E WILLIS AVE
City	MONTICELLO
State	AR
Zip	71655-5630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 SE1/4 103 X 290
Legal Range	07
Legal Township	12
Legal Section	35
Legal Subdivision	MONTICELLO UNPLATTED
Jurisdiction	DREW AR
Township / Civil Division	MARION
Census Block Group	3
Census Block	3005
Census Tract	490400

Owner

Source: Drew County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	399 E WILLIS AVE, MONTICELLO, AR 71655-5630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING URBAN & DEVELOP
Jan 12, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING URBAN & DEVELOP
Oct 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 18, 2011	Deed of Trust, Mortgage · FHA Mortgage COMMERCIAL BANK AND TRUST COMPANY
Apr 8, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2019 · Amount on Record
Deed Sale	Apr 8, 2019 · Amount on Record
Prior Sale	Feb 18, 2011
Deed Document Number	97505
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DREW AR
Property Address	399 E WILLIS AVE, MONTICELLO, AR 71655-5630
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 E WILLIS AVE, MONTICELLO, AR 71655-5630

Mortgage

Document Number	0000112784
Date	Mar 25, 2025
Instrument	112784

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOP
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	290 Months
Due	May 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DREW AR
Property Address	399 E WILLIS AVE, MONTICELLO, AR 71655-5630
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 E WILLIS AVE, MONTICELLO, AR 71655-5630
Investor	Possibly a Property Investor

Mortgage

Document Number	0000102107
Date	Jan 12, 2021
Instrument	102107

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOP
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	May 1, 2049

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DREW AR
Property Address	399 E WILLIS AVE, MONTICELLO, AR 71655-5630
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 E WILLIS AVE, MONTICELLO, AR 71655-5630
Investor	Possibly a Property Investor

Mortgage

Document Number	0000109698
Date	Oct 26, 2023
Instrument	109698

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	307 Months
Due	May 1, 2049

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DREW AR
Property Address	399 E WILLIS AVE, MONTICELLO, AR 71655-5630
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074211
Date	Feb 18, 2011
Instrument	74211

Lender

Name	COMMERCIAL BANK AND TRUST COMPANY
Type	Seller
Address	212 W GAINES ST, MONTICELLO, AR 71655

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2041

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DREW AR
Recording Date	Apr 8, 2019
Property Address	399 E WILLIS AVE, MONTICELLO, AR 71655-5630
Document Number	0000097505
Instrument Date	Apr 3, 2019
Instrument	97505
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 E WILLIS AVE, MONTICELLO, AR 71655-5630
Investor	Possibly a Property Investor

Mortgage

Document Number	0000097506
Date	Apr 8, 2019
Instrument	97506

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Drew County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Drew County
Municipality	Monticello City
Unified School District	Monticello School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$45.00 (-92.83%) Homeowner's exemption	$12,950 (-) Land $1,100 Building $11,850
2023	$628.00	$12,950 Land $1,100 Building $11,850	$64,750 Land $5,500 Building $59,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTICELLO WATER DEPARTMENT serves 8,442 people · EPA ID AR0000184
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Vyve Broadband Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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