399 E Oregon St, Lapeer, MI 48446 Property Records

Lapeer County property record for 399 E Oregon St, Lapeer, MI 48446 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,293 sqft · built 1940
Lot Size0.498 acres (21,693 sqft)
OwnerIndividual Name on File
Last Sale$135,100 (Oct 2019)
Tax Bill$1,159 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNL22-09-300-040-00

Property Details

APN / Parcel Number

Primary APNL22-09-300-040-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,293 sqft Living Area
1st Floor Area1,293 sqft
Basement Area128 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleRanch
Lot Area21,693 sqft (0.498 acres)
Lot Dimensions282 ft deep x 77 ft wide
Garage Area384 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address399 E OREGON ST
CityLAPEER
StateMI
Zip48446-2325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF LAPEER T8N, R10E, SEC 33 W 77.17 FT OF E 669.5 FT OF S 315 FT OF W1/2 OF SW 1/4, EX S 33 FT RD R/W
Legal Range10E
Legal Township08N
Legal Section33
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group3
Census Block3000
Census Tract337500

Owner

Source: Lapeer County records · APN L22-09-300-040-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address399 E OREGON ST, LAPEER, MI 48446-2325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 08, 2019 · Amount on Record
Deed SaleOct 08, 2019 · Amount on Record
Prior SaleDec 15, 1995 · Amount on Record
Deed Book / Page3052 / 6
Record UpdatedSep 20, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateOct 08, 2019
Property Address399 E OREGON ST, LAPEER, MI 48446-2325
Document Number0030520006
Book / Page003052 / 000006
Instrument DateSep 30, 2019
Transaction TypeTransfer
Record UpdatedNov 21, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,013.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2670 KINGSTON RD LEONARD MI 483672937, LEONARD, MI 48367-2937

Mortgage

Document Number30520008
DateOct 08, 2019
Book Page003052/000008
Lender
NameROSE MTG
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 07, 2049

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,159.00 (-24.2%) Homeowner's exemption$87,600 (+20.66%)$175,200 (+20.66%)
2023$72,600$145,200
2022$1,529.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873375003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskLow
above 4% of the US · above 9% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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