399 E Broadway, Gallatin, TN 37066 Property Records

Sumner County property record for 399 E Broadway, Gallatin, TN 37066

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1.5 ba · 3,711 sqft · built 1966
Lot Size	0.441 acres (19,245 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jun 1999)
Tax Bill	$2,041 (2025)
Deeds & Mortgages	Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`083113N C 03600`

Property Details

APN / Parcel Number

Primary APN	`083113N C 03600`
Alternative APN	`113N C 03600`

Interior

Full Baths	1.5 Baths
Stories	1 Story
Building Area	3,711 sqft Total Area
1st Floor Area	3,219 sqft
Flooring	Concrete/Cement
Interior Walls	Masonry

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1984
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	19,245 sqft (0.441 acres)
Lot Dimensions	165 ft deep x 1,150 ft wide
Terrain	Rolling
Canopy	288 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	399 E BROADWAY
City	GALLATIN
State	TN
Zip	37066-2320
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	PLAT: 14 PAGE: 141 BLOCK: LOT: 2 SUBD: REPLAT HWY 31E COM TRACTS
Legal Subdivision	REPLAT HWY 31E COM T
Legal Lot Number	2 135
Jurisdiction	SUMNER TN
Township / Civil Division	5
Census Block Group	3
Census Block	3000
Census Tract	20700

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	817 DUNCAN ST, GALLATIN, TN 37066-3517
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 1999 · Amount on Record
Deed Sale	Jun 16, 1999 · Amount on Record
Deed Document Number	480756
Deed Book / Page	987 / 163
Record Updated	Jun 8, 2026

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUMNER TN
Property Address	399 E BROADWAY, GALLATIN, TN 37066-2320
Document Number	0047240596
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	399 E BROADWAY GALLATIN TN 370662320, GALLATIN, TN 37066-2320

Mortgage

Document Number	0047240596
Date	Apr 16, 2018
Book Page	004724/000596
Instrument	1229379

Lender

Name	SIMMONS BK
Address	GALLATIN, TN 37066

Agreement

Term	60 Months
Due	Apr 15, 2023

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,041.00 (-16.49%)	$143,600 (+79.32%) Land $80,320 Building $63,280
2024			$359,000 (+79.32%) Land $200,800 Building $158,200
2023	$2,444.00 (-0.33%)	$80,080 (-) Land $48,280 Building $31,800
2022	$2,452.00	$80,080 Land $48,280 Building $31,800
2021			$200,200 Land $120,700 Building $79,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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