399 Deluth Dr, Bowling Green, KY 42101 Property Records

Warren County property record for 399 Deluth Dr, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Lot Size	0.271 acres (11,835 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jul 2022)
Tax Bill	$2,141 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049A-03-515`

Property Details

APN / Parcel Number

Primary APN	`049A-03-515`
Alternative APNs	`K0009640` `290948` `394201`

Exterior

Lot Area	11,835 sqft (0.271 acres)

Location & Zoning

Account Number	K0009640
Street Address	399 DELUTH DR
City	BOWLING GREEN
State	KY
Zip	42101-6573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:515 SUBD:NORTH RIDGE
Legal Subdivision	NORTH RIDGE
Legal Lot Number	515
Jurisdiction	WARREN KY
Township / Civil Division	SAND HILL-GIRKIN
Census Block Group	1
Census Block	1000
Census Tract	11701

Owner

399 Deluth Dr is owned and occupied by an individual who bought it in July 2022.

Source: Warren County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	399 DELUTH DR, BOWLING GREEN, KY 42101-6573
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 7, 2020	Deed of Trust, Mortgage · Commercial Mortgage MONTICELLO BANKING CO
May 1, 2020	Deed, Subdivision Related Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Prior Sale	May 1, 2020 · Amount on File
Deed Document Number	1958497
Deed Book / Page	D1261 / 847
Record Updated	Jun 8, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jul 8, 2022
Property Address	399 DELUTH DR, BOWLING GREEN, KY 42101-6573
Document Number	0D1261/847
Book / Page	D1261 / 847
Map Reference	MB 43 PG 3-4
Instrument Date	Jul 5, 2022
Instrument	1958497
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 MONARCHOS LN, 440, BOWLING GREEN, KY 42104-5598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 DELVTH DRIVE, BOWLING GREEN, KY 42101-6573

Mortgage

Document Number	0001958498
Date	Jul 8, 2022
Instrument	1958498

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	399 DELUTH DR, BOWLING GREEN, KY 42101-6573
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2950/481
Date	Feb 7, 2020
Book Page	M2950/481
Instrument	1129857

Lender

Name	MONTICELLO BANKING CO
Type	Bank
Address	BOWLING GREEN, KY 42103

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jan 14, 2021

May 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	May 1, 2020
Property Address	399 DELUTH DR, BOWLING GREEN, KY 42101-6573
Document Number	00D1205/31
Book / Page	D1205 / 31
Map Reference	MB 43 PG 3&4
Instrument Date	Apr 30, 2020
Instrument	1138294
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 24, 2021
Title Company	FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 E 11TH AVE, 109, BOWLING GREEN, KY 42101-2630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 DELUTH DR, BOWLING GREEN, KY 42101-6573

Mortgage

Document Number	0001138295
Date	May 1, 2020
Instrument	1138295

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Mortgage

Document Number	0M2978/549
Date	May 1, 2020
Book Page	M2978/549
Instrument	1138296

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 399 Deluth Dr was $2,141.

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,141.00	$235,000	$235,000
2023	$2,174.00	$235,000	$235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 399 Deluth Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 399 Deluth Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: North Central Communications.

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