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399 David Dr, Lake Lure, NC 28746 Property Records

Rutherford County property record for 399 David Dr, Lake Lure, NC 28746 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,662 sqft · built 2013
Lot Size0.96 acres (41,818 sqft)
OwnerIndividual Name on File
Last Sale$866,500 (Nov 2021)
Tax Bill$3,731 (2022)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0216941

Property Details

APN / Parcel Number

Primary APN0216941
Alternative APNs
  • 216941
  • 489

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,662 sqft Heated Area
Gross Area4,326 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Architectural StyleSplit Level
Exterior MaterialLogs
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area41,818 sqft (0.96 acres)
PorchPorch
Porch Area688 sqft
Patio Area592 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemForced Air

Location & Zoning

Account Number489
Old Parcel Number0216941
Street Address399 DAVID DR
CityLAKE LURE
StateNC
Zip28746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERBEND HIGHLANDS LO155 PL10-122
Legal SubdivisionLL MTN ESTATE
Legal Block9
Legal Lot Number155
JurisdictionRUTHERFORD NC
Township / Civil DivisionCHIMNEY ROCK
Census Block Group2
Census Block2015
Census Tract960301

Owner

Source: Rutherford County records · APN 0216941

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address416 TORTOISE TRCE, ST JOHNS, FL 32259-5458
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 29, 2021 · Amount on Record
Deed SaleNov 29, 2021 · Amount on Record
Prior SaleJul 18, 2016
Deed Document Number0020541205
Deed Book / Page2054 / 1205
Record UpdatedJun 07, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateNov 29, 2021
Property Address399 DAVID DR, LAKE LURE, NC 28746
Document Number0020541205
Book / Page2054 / 1205
Map ReferenceMB 10 PG 122
Instrument DateNov 19, 2021
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,733.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address119 COTTAGE CREEK CT, YORK, SC 29745-9152

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 TORTOISE TRCE, SAINT JOHNS, FL 32259-5458

Mortgage

Document Number0020541208
DateNov 29, 2021
Instrument2054/1208
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$781,300 Land $49,000 Building $732,300$781,300 Land $49,000 Building $732,300
2022$3,731.00
2021$3,731.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371619603012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene

Wildfire

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire LikelihoodAbout 1 in 826 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
North Carolina RSA 3 Cellular Telephone CompanyFixed Wireless25 / 3
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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