399 Curry Rd, Columbia, KY 42728 Property Records

Adair County property record for 399 Curry Rd, Columbia, KY 42728

Property Summary

Property Type	Single Family Home
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Sep 2021)
Tax Bill	$2,758 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073-00-00-020.04`

Property Details

APN / Parcel Number

Primary APN	`073-00-00-020.04`
Alternative APN	`24205`

Exterior

Lot Area	79,715 sqft (1.83 acres)

Location & Zoning

Account Number	24205
Street Address	399 CURRY RD
City	COLUMBIA
State	KY
Zip	42728-8059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.83 ACRES+HOUSE
Jurisdiction	ADAIR KY
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1038
Census Tract	970300

Owner

Source: Adair County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 849, COLUMBIA, KY 42728-0849
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF COLUMBIA
Sep 14, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF COLUMBIA
Sep 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Deed Document Number	2021464184
Deed Book / Page	368 / 49
Prior Transfer Date	Sep 16, 2021
Prior Transfer Doc	0000464184
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR KY
Property Address	399 CURRY RD, COLUMBIA, KY 42728-8059
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 VESTER RD, COLUMBIA, KY 42728-9014

Mortgage

Document Number	000399/235
Date	Nov 3, 2021
Book Page	399/235
Instrument	464735

Lender

Name	BANK OF COLUMBIA
Type	Bank
Address	COLUMBIA, KY 42728

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR KY
Property Address	399 CURRY RD, COLUMBIA, KY 42728-8059
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 CURRY RD, COLUMBIA, KY 42728-8059

Mortgage

Document Number	000397/423
Date	Sep 14, 2021
Book Page	397/423
Instrument	464138

Lender

Name	BANK OF COLUMBIA
Type	Bank
Address	COLUMBIA, KY 42728

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAIR KY
Recording Date	Sep 17, 2021
Property Address	399 CURRY RD, COLUMBIA, KY 42728-8059
Document Number	0000368/56
Book / Page	368 / 56
Map Reference	MB 269 PG 609
Instrument Date	Sep 16, 2021
Instrument	464185
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 CURRY RD, COLUMBIA, KY 42728-8059

Tax Assessment & Valuation

Source: Adair County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Adair County
Unified School District	Adair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,000 (-) Land $5,000 Building $235,000	$240,000 (-) Land $5,000 Building $235,000
2025	$2,758.00 (+20.28%)	$240,000 (+2%) Land $5,000 Building $235,000	$240,000 (+2%) Land $5,000 Building $235,000
2023	$2,293.00	$200,000 Land $5,000 Building $195,000	$200,000 Land $5,000 Building $195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA/ADAIR UTILITIES DISTRICT serves 22,113 people · EPA ID KY0011016
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Sep 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DuoBroadband Fiber · Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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