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399 Cornell Ln, Elgin, IL 60123 Property Records

Kane County property record for 399 Cornell Ln, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,008 sqft · built 1977
Lot Size0.232 acres (10,104 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Mar 2021)
Tax Bill$5,995 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-21-258-064

Property Details

APN / Parcel Number

Primary APN06-21-258-064

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area2,016 sqft
1st Floor Area1,008 sqft
Basement Area1,008 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeFrame
Lot Area10,104 sqft (0.232 acres)
Lot Width61 ft Width
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address399 CORNELL LN
CityELGIN
StateIL
Zip60123-6909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLEGE PARK UNIT 4 LOT 143
Legal SubdivisionCOLLEGE PARK
Legal Block2
Legal Lot Number143
Legal Unit4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2032
Census Tract851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address399 CORNELL LN, ELGIN, IL 60123-6909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2021 · Amount on Record
Deed SaleMar 19, 2021 · Amount on Record
Prior SaleSep 5, 1997 · Amount on Record
Deed Document Number202121720
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 19, 2021
Property Address399 CORNELL LN, ELGIN, IL 60123-6909
Document Number0000021720
Instrument DateJan 27, 2021
Instrument2021K021720
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address399 CORNELL LN, ELGIN, IL 60123-6909

Mortgage

Document Number0000021721
DateMar 19, 2021
Instrument2021K021721
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,995.00 (+15.82%) Homeowner's exemption$86,584 (+8.57%) Land $23,194 Building $63,390$259,856 (+8.57%) Land $69,610 Building $190,246
2024$79,749 (+21.39%) Land $21,363 Building $58,386$239,343 (+21.44%) Land $64,115 Building $175,228
2022$5,176.00 (-5.53%) Homeowner's exemption$65,694 (+6.96%) Land $17,598 Building $48,096$197,082 (+6.96%) Land $52,794 Building $144,288
2021$5,479.00$61,419 Land $16,453 Building $44,966$184,257 Land $49,359 Building $134,898

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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