399 Commanche Ln, Radcliff, KY 40160 Property Records

Hardin County property record for 399 Commanche Ln, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,581 sqft · built 1969
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on Record
Tax Bill	$1,610 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`139-30-05-006`

Property Details

APN / Parcel Number

Primary APN	`139-30-05-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,581 sqft Living Area

Exterior

Year Built	Built 1969
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	16,988 sqft (0.389 acres)
Garage Type	Attached
Garage Area	528 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	399 COMMANCHE LN
City	RADCLIFF
State	KY
Zip	40160-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN HILLS LT 006 #5
Legal Subdivision	INDIAN HILLS
Legal Lot Number	6
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2006
Census Tract	400

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	399 COMMANCHE LN, RADCLIFF, KY 40160-2213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Mar 5, 2021	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Jul 13, 2018	Deed of Trust, Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	399 COMMANCHE LN, RADCLIFF, KY 40160-2213
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 COMMANCHE LN, RADCLIFF, KY 40160-2213
Investor	Possibly a Property Investor

Mortgage

Document Number	002598/373
Date	Jan 21, 2026
Book Page	2598/373

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	RADCLIFF, KY 40160

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	399 COMMANCHE LN, RADCLIFF, KY 40160-2213
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 COMMANCHE LN, RADCLIFF, KY 40160-2213

Mortgage

Document Number	2366/519
Date	Mar 5, 2021
Book Page	2366/519

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	RADCLIFF, KY 40160

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	399 COMMANCHE LN, RADCLIFF, KY 40160-2213
Transaction Type	Mortgage
Record Updated	Aug 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002239/0000001584
Date	Jul 13, 2018
Book Page	0000002239/0000001584
Instrument	180-00008777

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Amount	Amount Recorded
Term	294 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,610.00 (+28.08%)	$170,100 (+30.75%) Land $18,000 Building $152,100	$170,100 (+30.75%) Land $18,000 Building $152,100
2023		$130,100 (-) Land $18,000 Building $112,100	$130,100 (-) Land $18,000 Building $112,100
2022		$130,100 Land $18,000 Building $112,100	$130,100 Land $18,000 Building $112,100
2021	$1,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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