Shelby County property record for 399 Co Rd 3540, Joaquin, TX 75954
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 1,800 sqft · built 2020 |
| Lot Size | 13.5 acres (591,719 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,401 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | R547578 |
| Primary APN | R547578 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,800 sqft Living Area |
| Gross Area | 3,916 sqft |
| 1st Floor Area | 900 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Material | Composition Shingle |
| Lot Area | 591,719 sqft (13.5 acres) |
| Account Number | 06-0241-0000-0011-78 |
|---|---|
| Street Address | 399 COUNTY ROAD 3540 |
| City | JOAQUIN |
| State | TX |
| Zip | 75954-5767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 0241 GRAY ANN SUR BLK 0 TR 11.78 13.584 ACRES FRMLY KAREN MERTZ |
| Legal Subdivision | GRAY ANN |
| Legal Tract | 11 |
| Jurisdiction | SHELBY TX |
| Township / Civil Division | TENAHA-JOAQUIN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950100 |
399 Co Rd 3540, a rural home, is owned and occupied by two individuals who acquired it in June 2022.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 343 COUNTY ROAD 3540, JOAQUIN, TX 75954-5767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 14, 2022 |
| Transfer Doc | 0000003180 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 399 Co Rd 3540 was $4,401 with a homeowner's exemption, up 156.6% from the year before.
Source: Shelby County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Shelby County |
| Unified School District | Joaquin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,401.00 (+156.62%) Homeowner's exemption | $260,443 (+8.47%) | $346,160 (+4.71%) Land $95,510 Building $250,650 |
| 2025 | $1,715.00 Homeowner's exemption Additional exemption filed | $240,100 | $330,580 Land $90,820 Building $239,760 |
| 2023 | $269,260 Land $80,790 Building $188,470 | ||
| 2022 | $2,441.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 399 Co Rd 3540 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 399 Co Rd 3540 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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