399 Cherry Elm Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 399 Cherry Elm Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,760 sqft · built 2025
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$354,490 (May 2025)
Tax Bill	$1,263 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027985-0690`

Property Details

APN / Parcel Number

Primary APN	`027985-0690`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,760 sqft Living Area
Gross Area	2,157 sqft
1st Floor Area	896 sqft
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	397 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	399 CHERRY ELM DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0132
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	113/64-74 SILVERLEAF 29B-2 LOT 69 OR6148/1150
Legal Subdivision	SILVERLEAF 29B-2
Legal Block	1
Legal Lot Number	69
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20908

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	399 CHERRY ELM DR, SAINT AUGUSTINE, FL 32092-0132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	May 17, 2024 · Amount on Record
Deed Document Number	202537847
Deed Book / Page	6148 / 1150
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 14, 2025
Property Address	399 CHERRY ELM DR, SAINT AUGUSTINE, FL 32092-0132
Document Number	0061481150
Book / Page	6148 / 1150
Map Reference	MB 113 PG 64-74
Instrument Date	Apr 16, 2025
Instrument	2025037847
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,481.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 CHERRY ELM DR, ST AUGUSTINE, FL 32092-0132

Mortgage

Document Number	0061481152
Date	May 14, 2025
Instrument	6148/1152

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,679 (+327.07%) Land $70,000 Building $224,679	$294,679 (+327.07%) Land $70,000 Building $224,679
2025	$1,263.00 (+53.65%)	$69,000 (+1.47%)	$69,000 (+1.47%) Land $69,000
2024	$822.00 (+11.68%)	$68,000 (+17.24%)	$68,000 (+17.24%) Land $68,000
2023	$736.00	$58,000	$58,000 Land $58,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20