39899 Memory Ln, Harrison Township, MI 48045 Property Records

Macomb County property record for 39899 Memory Ln, Harrison Township, MI 48045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,913 sqft · built 1974
Lot Size	0.448 acres (19,515 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Feb 2016)
Tax Bill	$4,799 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-12-17-177-011`

Property Details

APN / Parcel Number

Primary APN	`17-12-17-177-011`
Alternative APN	`1217177011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,913 sqft Living Area
1st Floor Area	1,913 sqft
Basement Area	1,121 sqft
Unfinished Basement	1,121 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	19,515 sqft (0.448 acres)
Lot Dimensions	279 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	39899 MEMORY LN
City	HARRISON TOWNSHIP
State	MI
Zip	48045-1763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B
Legal Description	HARRISON CLINTON RIVER HOMES N 70 FT LOT 14
Legal Subdivision	HARRISON CLINTON RIVER HOMES SUB
Legal Lot Number	14
Jurisdiction	MACOMB MI
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2005
Census Tract	247202

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39899 MEMORY LN, HARRISON TOWNSHIP, MI 48045-1763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Feb 19, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2016 · Amount on Record
Deed Sale	Feb 8, 2016 · Amount on Record
Deed Document Number	20166014510
Deed Book / Page	23857 / 316
Prior Transfer Date	Feb 20, 2014
Prior Transfer Doc	0000019002
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Apr 28, 2026
Property Address	39899 MEMORY LN, HARRISON TOWNSHIP, MI 48045-1763
Document Number	0000040501
Book / Page	30635 / 971
Instrument Date	Apr 20, 2026
Instrument	202640501
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39899 MEMORY LN, HARRISON TOWNSHIP, MI 48045-1763

Mortgage

Document Number	0000040501,
Date	Apr 28, 2026
Book Page	30635/971
Instrument	202640501

Lender

Name	INDEPENDENT BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	39899 MEMORY LN, HARRISON TOWNSHIP, MI 48045-1763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016160
Date	Feb 19, 2019
Book Page	25814/050
Instrument	9016160

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 5, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	39899 MEMORY LN, HARRISON TOWNSHIP, MI 48045-1763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087726
Date	Aug 7, 2019
Book Page	26118/338
Instrument	9087726

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Harrison Charter Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,200 (+4.04%)	$360,400 (+4.04%)
2025	$4,799.00 (+13.69%) Homeowner's exemption	$173,200 (+16.16%)	$346,400 (+16.16%)
2023		$149,100	$298,200
2022	$4,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON TOWNSHIP serves 24,314 people · EPA ID MI0003040
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2021
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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