Clay County property record for 3989 Siloam Rd, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 850 sqft · built 1960 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,600 (Oct 2017) |
| Tax Bill | $180 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064A 34B 0070100 |
| Primary APN | 064A 34B 0070100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 850 sqft Finished Area |
| 1st Floor Area | 725 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 78,408 sqft (1.8 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3989 SILOAM RD |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-4024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILOAM SUB LOT 26 DB 310/271 |
| Legal Range | 05E |
| Legal Township | 16 |
| Legal Section | 34 |
| Legal Subdivision | SILOAM SUB |
| Legal Lot Number | 26 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950100 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3989 SILOAM RD, WEST POINT, MS 39773-4024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage BANKFIRST FINANCIAL SERVICES |
| Oct 24, 2017 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Apr 15, 2008 | Deed of Trust, Mortgage COUNTRYWIDE BANK, FSB |
| Dec 17, 2021 | Warranty Deed, Transfer · FHA Mortgage BANKFIRST FINANCIAL SERVICES |
| Oct 24, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2017 · Amount on Record |
| Deed Sale | Oct 24, 2017 · Amount on Record |
| Deed Document Number | 20175816 |
| Deed Book / Page | 296 / 90 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 3989 SILOAM RD, WEST POINT, MS 39773-4024 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000540/308 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 540/308 |
| Instrument | 2021006636 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 3989 SILOAM RD, WEST POINT, MS 39773-4024 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000498/577 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 498/577 |
| Instrument | 2017005817 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 3989 SILOAM RD, WEST POINT, MS 39773-4024 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000391/571 |
|---|---|
| Date | Apr 15, 2008 |
| Book Page | 391/571 |
| Name | COUNTRYWIDE BANK, FSB |
|---|---|
| Address | 1199 N FAIRFAX ST, ALEXANDRIA, VA 22314 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Dec 17, 2021 |
| Property Address | 3989 SILOAM RD, WEST POINT, MS 39773-4024 |
| Document Number | 000310/271 |
| Book / Page | 310 / 271 |
| Map Reference | PB 2 PG 4 |
| Instrument Date | Jul 17, 2021 |
| Instrument | 2021006635 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7156 HIGHWAY 47, WEST POINT, MS 39773-4875 |
| Name | Verified Name |
|---|---|
| Address | 3989 SILOAM RD, WEST POINT, MS 39773-4024 |
| Document Number | 2021006636 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021006636 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Oct 24, 2017 |
| Property Address | 3989 SILOAM RD, WEST POINT, MS 39773-4024 |
| Document Number | 0000296/90 |
| Book / Page | 296 / 90 |
| Map Reference | MB 2 PG 4 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 2017005816 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 645 L W HARPER RD, WEST POINT, MS 39773-4935 |
| Name | Verified Name |
|---|---|
| Address | 7156 HIGHWAY 47, WEST POINT, MS 39773-4875 |
| Investor | Possibly a Property Investor |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $180.00 (-39.39%) Additional exemption filed | $4,816 (-) Land $826 Building $3,990 | $48,159 (-) Land $8,259 Building $39,900 |
| 2024 | $4,816 (+17.52%) Land $826 Building $3,990 | $48,159 (+17.51%) Land $8,259 Building $39,900 | |
| 2023 | $297.00 (+2.41%) Additional exemption filed | $4,098 Land $826 Building $3,272 | $40,983 Land $8,259 Building $32,724 |
| 2022 | $290.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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