Monroe County property record for 3989 S Cramer Cir, Bloomington, IN 47403 · Last verified June 2026
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2 ba · 1,660 sqft · built 1998 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,900 (Mar 2023) |
| Tax Bill | $1,624 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Aug 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-17091-06 |
| Primary APN | 014-17091-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 014-17091-06 |
|---|---|
| Street Address | 3989 S CRAMER CIR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47403-8930 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BATCHELOR HEIGHTS SEC 1 LOT 6 |
| Legal Subdivision | BATCHELOR HEIGHTS |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 1102 |
Source: Monroe County records · APN 014-17091-06
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3989 S CRAMER CIR, BLOOMINGTON, IN 47403-8930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2023 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Aug 31, 2022 | Warranty Deed, Transfer · Line of Credit THE PEOPLES STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2023 · Amount on Record |
| Deed Sale | Mar 08, 2023 · Amount on Record |
| Prior Sale | Aug 31, 2022 · Amount on Record |
| Deed Document Number | 202348493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Mar 08, 2023 |
| Property Address | 3989 S CRAMER CIR, BLOOMINGTON, IN 47403-8930 |
| Document Number | 2023002393 |
| Map Reference | CAB C ENV 264 |
| Instrument Date | Mar 07, 2023 |
| Instrument | 2023002393 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 3989 S CRAMER CIR, BLOOMINGTON, IN 47403-8930 |
| Document Number | 2023002394 |
|---|---|
| Date | Mar 08, 2023 |
| Instrument | 2023002394 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Number | 2023002427 |
|---|---|
| Date | Mar 09, 2023 |
| Instrument | 2023002427 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Aug 31, 2022 |
| Property Address | 3989 S CRAMER CIR, BLOOMINGTON, IN 47403-8930 |
| Document Number | 2022013147 |
| Map Reference | PL 248 PG 739-754 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022013147 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 3756 E STERLING AVE, BLOOMINGTON, IN 47401-7827 |
| Document Number | 2022013148 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022013148 |
| Name | THE PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 01, 2023 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,624.00 (-7.99%) | $240,300 (+19.91%) Land $50,000 Building $190,300 | $240,300 (+19.91%) Land $50,000 Building $190,300 |
| 2024 | $1,765.00 (-33.65%) | ||
| 2023 | $200,400 (+9.15%) Land $40,000 Building $160,400 | $200,400 (+9.15%) Land $40,000 Building $160,400 | |
| 2022 | $2,660.00 | $183,600 Land $40,000 Building $143,600 | $183,600 Land $40,000 Building $143,600 |
Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050011023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Smithville Holding Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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