Dubuque County property record for 3989 Hillcrest Rd, Dubuque, IA 52002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,348 sqft · built 1976 |
| Lot Size | 0.224 acres (9,775 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Jun 2026) |
| Tax Bill | $3,564 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-21-302-002 |
| Primary APN | 10-21-302-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Game Room | Game Room |
| Interior Walls | Unfinished |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Lot Area | 9,775 sqft (0.224 acres) |
| Lot Dimensions | 115 ft deep x 85 ft wide |
| Deck Area | 196 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3989 HILLCREST RD |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52002-0443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 9 BLK 13 METTEL-BYRNE ADD |
| Legal Range | 02E |
| Legal Township | 89N |
| Legal Section | 21 |
| Legal Subdivision | KENNEDY |
| Legal Block | 13 |
| Legal Lot Number | 9 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1205 |
3989 Hillcrest Rd is owned and occupied by an individual who bought it in June 2026.
Source: Dubuque County records, as of June 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3989 HILLCREST RD, DUBUQUE, IA 52002-0443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK |
| Jun 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage DUTRAC COMMUNITY CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on File |
| Deed Sale | Jun 2, 2026 · Amount on File |
| Prior Sale | Mar 26, 2014 · Amount on File |
| Deed Document Number | 20265844 |
| Prior Transfer Date | Sep 21, 2007 |
| Prior Transfer Doc | 0000000281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 3989 HILLCREST RD, DUBUQUE, IA 52002-0443 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000008249 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-00008249 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | STILLWATER, MN 55082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Jun 2, 2026 |
| Property Address | 3989 HILLCREST RD, DUBUQUE, IA 52002-0443 |
| Document Number | 0000005844 |
| Instrument Date | May 22, 2026 |
| Instrument | 20265844 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51,631.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3989 HILLCREST RD, DUBUQUE, IA 52002-0443 |
| Document Number | 0000005845, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 20265845 |
| Name | DUTRAC COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 3989 Hillcrest Rd was $3,564 with a homeowner's exemption.
Source: Dubuque County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,564.00 Homeowner's exemption | $284,500 Land $46,400 Building $238,100 | $284,500 Land $46,400 Building $238,100 |
| 2024 | $3,564.00 | ||
| 2023 | $259,200 (+21.53%) Land $42,000 Building $217,200 | $259,200 Land $42,000 Building $217,200 | |
| 2022 | $3,524.00 Homeowner's exemption | $213,280 Land $39,780 Building $173,500 | |
| 2021 | $213,280 Land $39,780 Building $173,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3989 Hillcrest Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1999 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3989 Hillcrest Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ImOn Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, Nextlink.
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