Hamilton County property record for 3989 Germania St, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,117 sqft · built 1920 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,500 (May 2017) |
| Tax Bill | $3,958 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 523-0003-0206-00 |
| Primary APN | 523-0003-0206-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,117 sqft Living Area |
| Gross Area | 1,994 sqft |
| 1st Floor Area | 997 sqft |
| Basement Area | 997 sqft |
| Finished Basement | 120 sqft |
| Unfinished Basement | 877 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,966 sqft (0.114 acres) |
| Lot Dimensions | 119 ft deep x 40 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3989 GERMANIA ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-3546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3989 GERMANIA AV 40 X 119.85 LOT 206 RESUB MADISON PK |
| Legal Subdivision | MADISON PARK |
| Legal Lot Number | 206 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FAIRFAX |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 24700 |
3989 Germania St is owned by two individuals who acquired it in February 2021.
Source: Hamilton County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5572 MAPLERIDGE DR, MADEIRA, OH 45227-1324 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Nov 16, 2017 | Deed of Trust, Mortgage · Line of Credit PEOPLES FIRST SAVINGS BANK |
| May 24, 2017 | Warranty Deed, Transfer CINCINNATUS TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2017 · Amount on File |
| Deed Sale | May 24, 2017 · Amount on File |
| Prior Sale | Apr 17, 2002 · Amount on File |
| Deed Document Number | 201746634 |
| Deed Book / Page | 13424 / 1641 |
| Last Transfer Date | Feb 11, 2021 |
| Transfer Doc | 0000044851 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 9, 2021 |
| Property Address | 3989 GERMANIA ST, CINCINNATI, OH 45227-3546 |
| Document Number | 0000044851 |
| Book / Page | 14393 / 1398 |
| Map Reference | MB 35 PG 34&35 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021-0044851 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5572 MAPLERIDGE DR, MADEIRA, OH 45227-1324 |
| Document Number | 0000044852 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021-0044852 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3989 GERMANIA ST, CINCINNATI, OH 45227-3546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000105215 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 17-0105215 |
| Name | PEOPLES FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MASON, OH 45040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 24, 2017 |
| Property Address | 3989 GERMANIA ST, CINCINNATI, OH 45227-3546 |
| Document Number | 0000046634 |
| Book / Page | 013424 / 001641 |
| Instrument Date | May 9, 2017 |
| Instrument | 46634 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2017 |
| Title Company | CINCINNATUS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $262.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5592 MAPLERIDGE DR MADEIRA OH 452271324, MADEIRA, OH 45227-1324 |
The 2025 property tax bill for 3989 Germania St was $3,958, down 0.2% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Fairfax Village |
| Unified School District | Mariemont City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,958.00 (-0.2%) | $51,576 (-) Land $19,544 Building $32,032 | $147,360 Land $55,840 Building $91,520 |
| 2024 | $3,966.00 (+9.26%) | $51,576 (-) Land $19,544 Building $32,032 | |
| 2023 | $3,630.00 (+23.72%) | $51,576 (+49.03%) Land $19,544 Building $32,032 | $147,360 Land $55,840 Building $91,520 |
| 2022 | $2,934.00 | $34,608 Land $10,493 Building $24,115 | |
| 2020 | $98,880 Land $29,980 Building $68,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3989 Germania St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 26 (1979–2015) |
| Claims Outside the SFHA | 8 of 26 |
| Most Recent Claim | Sep 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3989 Germania St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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