Bell County property record for 3989 FM 438 Loop, Temple, TX 76501
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 3.48 acres (151,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $699,600 (Oct 2024) |
| Tax Bill | $2,058 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0424070327 |
| Primary APN | 0424070327 |
|---|---|
| Alternative APN |
|
| Lot Area | 151,632 sqft (3.48 acres) |
|---|
| Street Address | 3989 FM 438 |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76501-6957 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | SMITH DOVE HOLLOW, BLOCK 001, LOT 0010, ACRES 3.481 |
| Legal Subdivision | SMITH DOVE HOLLOW |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 20402 |
Source: Bell County records · APN 0424070327
Assessment roll updated February 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3989 FM 438, TEMPLE, TX 76501-6957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2024 · Amount on Record |
| Deed Sale | Oct 17, 2024 · Amount on Record |
| Deed Document Number | 202445560 |
| Record Updated | Sep 20, 2026 |
Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Temple Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,058.00 (+14.72%) | $121,306 (+14.29%) Land $121,306 | $121,306 (+14.29%) Land $121,306 |
| 2023 | $1,794.00 | $106,143 Land $106,143 | $106,143 Land $106,143 |
Source: FEMA National Flood Hazard Layer, Bell County (48027C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270204022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AMG Technology Investment Group Fixed Wireless | 1,000 / 1,000 |
| SOS Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 17 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX0140005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TEMPLE serves 94,935 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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