3989 Cole Trl, Ooltewah, TN 37363 Property Records

Hamilton County property record for 3989 Cole Trl, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,586 sqft · built 1970
Lot Size	8.39 acres (365,904 sqft)
Owner	2 Owner Names on File
Tax Bill	$1,874 (2025)
Flood Zone	Zone X (minimal risk)
APN	`0000084922`

Property Details

APN / Parcel Number

Primary APN	`0000084922`
Alternative APN	`150 108`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,586 sqft Living Area

Exterior

Year Built	Built 1970
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	365,904 sqft (8.39 acres)
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000084922
Old Parcel Number	150 108
Street Address	3989 COLE TRL
City	OOLTEWAH
State	TN
Zip	37363-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT E 1/2 NW 1/4 SEC 32 TWP 4 R 2
Legal Range	02
Legal Township	04
Legal Section	32
Legal Subdivision	HOWINGTON PROP
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3007
Census Tract	11314

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3989 COLE TRL, OOLTEWAH, TN 37363-1016
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	May 22, 2012
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,874.00 (+23.86%)	$123,675 (+83.97%)	$494,700 (+83.97%) Land $195,200 Building $299,500
2023	$1,513.00	$67,225	$268,900 Land $132,600 Building $136,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20