3989 Bess Rd, Jacksonville, FL 32277 Property Records

Duval County property record for 3989 Bess Rd, Jacksonville, FL 32277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 1962
Lot Size	0.236 acres (10,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Aug 2024)
Tax Bill	$4,337 (2025)
Deeds & Mortgages	Oct 2023 Transfer Nov 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111753-0000`

Property Details

APN / Parcel Number

Primary APN	`111753-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,894 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	1,640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,265 sqft (0.236 acres)
Lot Dimensions	115 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	409 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3989 BESS RD
City	JACKSONVILLE
State	FL
Zip	32277-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	30-27 51-1S-27E FT CAROLINE CLUB ESTATES UNIT NO 4 LOT 248
Legal Range	27E
Legal Township	01S
Legal Section	51
Legal Subdivision	FORT CAROLINE CLUB EST 04
Legal Block	2
Legal Lot Number	248
Legal Unit	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2001
Census Tract	14702

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3989 BESS RD, JACKSONVILLE, FL 32277-2117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 6, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2024 · Amount on Record
Deed Sale	Aug 6, 2024 · Amount on Record
Prior Sale	Jan 2, 2002 · Amount on Record
Deed Document Number	2024169785
Deed Book / Page	21149 / 805
Prior Transfer Date	Oct 5, 2023
Prior Transfer Doc	0208631161
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUVAL FL
Recording Date	Oct 24, 2023
Property Address	3989 BESS RD, JACKSONVILLE, FL 32277-2117
Document Number	0208500916
Book / Page	20850 / 916
Map Reference	MB 30 PG 27
Instrument Date	Oct 5, 2023
Instrument	2023220616
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3989 BESS RD, JACKSONVILLE, FL 32277-2117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3989 BESS RD, JACKSONVILLE, FL 32277-2117

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUVAL FL
Recording Date	Nov 6, 2023
Property Address	3989 BESS RD, JACKSONVILLE, FL 32277-2117
Document Number	0208631161
Book / Page	20863 / 1161
Map Reference	MB 30 PG 27
Instrument Date	Oct 5, 2023
Instrument	2023230293
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3989 BESS RD, JACKSONVILLE, FL 32277-2117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3989 BESS RD, JACKSONVILLE, FL 32277-2117

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3989 BESS RD, JACKSONVILLE, FL 32277-2117
Document Number	0193171266
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3989 BESS RD JACKSONVILLE FL 322772117, JACKSONVILLE, FL 32277-2117

Mortgage

Document Number	0193171266
Date	Aug 7, 2020
Book Page	019317/001266
Instrument	170226

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3989 BESS RD, JACKSONVILLE, FL 32277-2117
Document Number	0186472430
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3989 BESS RD JACKSONVILLE FL 322772117, JACKSONVILLE, FL 32277-2117

Mortgage

Document Number	0186472430
Date	Jan 4, 2019
Book Page	018647/002430
Instrument	2580

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,277 (+2.62%) Land $61,364 Building $209,913	$271,277 (+2.62%) Land $61,364 Building $209,913
2025	$4,337.00 (-0.8%) Homeowner's exemption	$264,343 (+105.98%) Land $57,939 Building $206,404	$264,343 (+12.75%) Land $57,939 Building $206,404
2024	$4,372.00 (+145.76%)
2023	$1,779.00 (+9.88%) Homeowner's exemption	$128,336 (+3%)	$234,456 (+12.77%) Land $53,800 Building $180,656
2022	$1,619.00 Homeowner's exemption	$124,599	$207,904 Land $49,662 Building $158,242

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1980–2022)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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