3989 Ballard Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3989 Ballard Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,297 sqft · built 1923
Lot Size	0.091 acres (3,964 sqft)
Owner	Individual Name on File
Last Sale	$321,000 (Jan 2022)
Tax Bill	$6,914 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-0002-0500-00`

Property Details

APN / Parcel Number

Primary APN	`039-0002-0500-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,297 sqft Living Area
Gross Area	1,989 sqft
1st Floor Area	692 sqft
2nd Floor Area	605 sqft
Upper Floors Area	605 sqft
Basement Area	692 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,964 sqft (0.091 acres)
Lot Dimensions	105 ft deep x 38 ft wide
Porch	Open Frame Porch
Porch Area	144 sqft
Patio Area	214 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3989 BALLARD AVE
City	CINCINNATI
State	OH
Zip	45209-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	BALLARD AVE 38 X 105 PTS LOTS 35-38 MILLS &
Legal Subdivision	MILLS & KLINE
Legal Lot Number	35-38
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2014
Census Tract	5301

Owner

3989 Ballard Ave is owned and occupied by an individual who bought it in January 2022.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3989 BALLARD AVE, CINCINNATI, OH 45209-1715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HALLORAN HP TRUST
Apr 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2022 · Amount on File
Deed Sale	Jan 11, 2022 · Amount on File
Prior Sale	Apr 1, 2021 · Amount on File
Deed Document Number	20223962
Deed Book / Page	14581 / 2417
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 11, 2022
Property Address	3989 BALLARD AVE, CINCINNATI, OH 45209-1715
Document Number	0000003962
Book / Page	14581 / 2417
Instrument Date	Jan 5, 2022
Instrument	2022-0003962
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$963.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3989 BALLARD AVE, CINCINNATI, OH 45209-1715

Mortgage

Document Number	0000003963
Date	Jan 11, 2022
Instrument	2022-0003963

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 1, 2021
Property Address	3989 BALLARD AVE, CINCINNATI, OH 45209-1715
Document Number	0000041128
Book / Page	14387 / 2650
Instrument Date	Mar 31, 2021
Instrument	2021-0041128
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5810 TRAILSIDE CT, MASON, OH 45040-7047

Mortgage

Document Number	0000041129
Date	Apr 1, 2021
Instrument	2021-0041129

Lender

Name	HALLORAN HP TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 1, 2021
Property Address	3989 BALLARD AVE, CINCINNATI, OH 45209-1715
Document Number	0000041127
Book / Page	14387 / 2648
Instrument Date	Mar 31, 2021
Instrument	2021-0041127
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2570 MADISON RD APT 22, 22, CINCINNATI, OH 45208-1150
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3989 Ballard Ave was $6,914, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,914.00 (+3.13%)	$112,351 (+%) Land $33,366 Building $78,985	$321,000 Land $95,330 Building $225,670
2024	$6,704.00 (-2.22%)	$112,349 (-) Land $33,365 Building $78,984
2023	$6,856.00 (+35.52%)	$112,349 (+51.15%) Land $33,365 Building $78,984	$321,000 Land $95,330 Building $225,670
2022	$5,059.00 Homeowner's exemption	$74,330 Land $20,017 Building $54,313
2020			$212,370 Land $57,190 Building $155,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3989 Ballard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3989 Ballard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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