39886 Howard Rd, Marcola, OR 97454 Property Records

Lane County property record for 39886 Howard Rd, Marcola, OR 97454

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,440 sqft · built 1978
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on Record
Last Sale	$266,000 (Nov 2019)
Tax Bill	$1,960 (2025)
Deeds & Mortgages	May 2024 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-01-22-00-00920-000`

Property Details

APN / Parcel Number

Primary APN	`15-01-22-00-00920-000`
Alternative APN	`1288461`

Interior

Full Baths	2 Baths
Building Area	1,440 sqft Finished Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1987
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	82,764 sqft (1.9 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1288461
Street Address	39886 HOWARD RD
City	MARCOLA
State	OR
Zip	97454-9777
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR5-RURAL RES. (5 AC MIN)
Legal Description	SUBD:SPRING VALLEY SUBDIVISION SEC/TWN/RNG/MER:SEC 22 TWN 15 RNG 01
Legal Range	01W
Legal Township	15S
Legal Section	22
Legal Subdivision	SPRING VALLEY SUBDIVISION
Legal Lot Number	920
Jurisdiction	LANE OR
Township / Civil Division	MARCOLA
Census Block Group	3
Census Block	3066
Census Tract	200

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	39886 HOWARD RD, MARCOLA, OR 97454-9777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 5, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 27, 2019	Warranty Deed, Transfer · VA Mortgage SUMMIT FUNDING INC
Nov 27, 2019	Grant Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Nov 27, 2019
Deed Document Number	2019-054441
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	39886 HOWARD RD, MARCOLA, OR 97454-9777
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39886 HOWARD RD, MARCOLA, OR 97454-9777

Mortgage

Document Number	0000012387
Date	May 7, 2024
Instrument	2024-012387

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	39886 HOWARD RD, MARCOLA, OR 97454-9777
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39886 HOWARD RD L, L, MARCOLA, OR 97454-9777

Mortgage

Document Number	0000019161
Date	Jul 5, 2023
Instrument	2023-019161

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	39886 HOWARD RD, MARCOLA, OR 97454-9777
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003115
Date	Jan 15, 2021
Instrument	2021-003115

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Nov 27, 2019
Property Address	39886 HOWARD RD, MARCOLA, OR 97454-9777
Document Number	0000054441
Map Reference	FILE 73 SL 145
Instrument Date	Nov 27, 2019
Instrument	2019-054441
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 705, MARCOLA, OR 97454-0705

Mortgage

Document Number	0000054442
Date	Nov 27, 2019
Instrument	2019-054442

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANE OR
Recording Date	Nov 27, 2019
Property Address	39886 HOWARD RD, MARCOLA, OR 97454-9777
Document Number	0000054440
Instrument Date	Oct 25, 2019
Instrument	54440
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 SW ANTLER LN REDMOND OR 977567179, REDMOND, OR 97756-7179

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Marcola School District 79J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,960.00 (+7.28%)	$155,380 (+6.09%)	$274,637 (+3.15%) Land $165,721 Building $108,916
2023	$1,827.00 (+3.57%)	$146,462 (+3%)	$266,243 (+1.18%) Land $156,301 Building $109,942
2022	$1,764.00	$142,197	$263,147 Land $160,364 Building $102,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	80 / 10

Cell Coverage

No cell data coverage reported

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