3988 Stinson Rd, Somerset, CA 95684 Property Records

El Dorado County property record for 3988 Stinson Rd, Somerset, CA 95684

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 2,902 sqft · built 1988
Lot Size	68 acres (2,962,951 sqft)
Owner	Individual Name on Record
Last Sale	$239,500 (Nov 2018)
Tax Bill	$5,176 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`095-011-056-000`

Property Details

APN / Parcel Number

Primary APN	`095-011-056-000`
Alternative APN	`0950115610`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,902 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Construction Type	Wood
Lot Area	2,962,951 sqft (68 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,902 sqft

Location & Zoning

Old Parcel Number	0950115610
Street Address	3988 STINSON RD
City	SOMERSET
State	CA
Zip	95684-9282
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	U
Legal Description	RS 13/10/B
Legal Subdivision	B
Legal Tract	B
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2028
Census Tract	31409

Owner

Source: El Dorado County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	650 S P ST, LIVERMORE, CA 94550-4324
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 28, 2018	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 5, 2017	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Prior Sale	Dec 5, 2017 · Amount on Record
Deed Document Number	2018-0045388
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3988 STINSON RD, SOMERSET, CA 95684-9282
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 S P ST, LIVERMORE, CA 94550-4324

Mortgage

Document Number	0000034371
Date	Aug 22, 2022
Instrument	2022-0034371

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3988 STINSON RD, SOMERSET, CA 95684-9282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014059
Date	Mar 27, 2020
Instrument	2020-0014059

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 28, 2018
Property Address	3988 STINSON RD, SOMERSET, CA 95684-9282
Document Number	0000045388
Map Reference	MB 13 PG 10
Instrument Date	Nov 9, 2018
Instrument	2018-0045388
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 S P ST, LIVERMORE, CA 94550-4324

Mortgage

Document Number	0000045389
Date	Nov 28, 2018
Instrument	2018-0045389

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 5, 2017
Property Address	3988 STINSON RD, SOMERSET, CA 95684-9282
Document Number	0000055090
Instrument Date	Nov 28, 2017
Instrument	55090
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	650 S P ST LIVERMORE CA 945504324, LIVERMORE, CA 94550-4324

Mortgage

Document Number	55091
Date	Dec 5, 2017
Instrument	55091

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Indian Diggings Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,176.00 (+0.17%)	$487,817 (-) Land $115,701 Building $372,116
2023	$5,167.00 (-0.39%)	$487,817 Land $115,701 Building $372,116
2022	$5,187.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.3% of the US · above 90% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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