3988 Reflection Ct, Naples, FL 34109 Property Records

Collier County property record for 3988 Reflection Ct, Naples, FL 34109 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1993
Square Footage1,690 sqft Living Area
Lot Size14,375 sqft (0.33 acres)
OccupancyOwner Occupied
Last Sale$660,000 (2025)
Tax Bill$3,143.00 (2024)

Property Details

APN / Parcel Number

Primary APN721300 1 563B31
Alternative APN
  • 82660003245

Interior

Building Area1,690 sqft Living Area
1st Floor1,690 sqft 1st Floor

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeWood Construction
Lot Area14,375 sqft (0.33 acres)
Depth X Width140 ft x 101 ft Depth x Width

Location & Zoning

Street Address3988 REFLECTION CT
CityNAPLES
StateFL
Zip34109-0782
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWILSHIRE LAKES PHASE ONE BLK 1 LOT 56
Legal Range26
Legal Township48
Legal Section31
Legal SubdivisionWILSHIRE LAKES PHASE 1
Legal Phase1
Legal Tract721300
Legal Block1
Legal Lot Number56
JurisdictionCOLLIER FL
Minor Civil DivisionNAPLES
Census Blockgroup2
Census Block2017
Census Tract10434

Owner

Source: Collier County records · APN 721300 1 563B31

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3988 REFLECTION CT, NAPLES, FL 34109-0782
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Woman as her Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Oct 26, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 24, 2025 · Amount on Record
Deed SaleOct 24, 2025 · Amount on Record
Prior SaleOct 25, 2013 · Amount on Record
Deed Doc Number20256744757
Deed Book / Page6520 / 37
Prior Transfer DateOct 25, 2017
Prior Transfer Doc0054432378
Record RefreshedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateOct 24, 2025
Property Address3988 REFLECTION CT, NAPLES, FL 34109-0782
Document Number0065200037
Book / Page6520 / 37
Map ReferenceMB 19 PG 1
Instrument DateOct 22, 2025
Instrument6744757
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyBRYANT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,620.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3993 REFLECTION CT, NAPLES, FL 34109-0782

Transferred To (Grantee/Buyer)

NameVerified Name
Address3988 REFLECTION CT, NAPLES, FL 34109-0782

Mortgage

Document Number0000652041
DateOct 24, 2025
Instrument6520/41
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOLLIER FL
Recording DateOct 26, 2017
Property Address3988 REFLECTION CT, NAPLES, FL 34109-0782
Document Number0054432378
Book / Page005443 / 002378
Instrument DateOct 25, 2017
Instrument5463503
Transaction TypeTransfer
Record UpdatedNov 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3988 REFLECTION CT NAPLES FL 341090782, NAPLES, FL 34109-0782

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,219.00 (+2.42%) Homeowner's exemption$350,363 (+2.9%)$784,880 (+1.33%) Land $589,247 Building $195,633
2024$3,143.00 (+1.09%) Homeowner's exemption$340,489 (+3%)$774,549 (+1.78%) Land $545,022 Building $229,527
2023$3,109.00 (-2.14%) Homeowner's exemption$330,572 (+3%)$760,971 (+52.18%) Land $515,591 Building $245,380
2022$3,177.00 Homeowner's exemption$320,944$500,060 Land $238,752 Building $261,308

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AH
shallow ponding 1–3 ft
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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