3988 N Roscoe Rd, Hernando, FL 34442 Property Records

Citrus County property record for 3988 N Roscoe Rd, Hernando, FL 34442

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 648 sqft · built 1984
Lot Size	26.4 acres (1,151,291 sqft)
Owner	Owner Name on Record
Last Sale	$165,000 (Jul 2011)
Tax Bill	$3,169 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`19E-18S-14-12000-005.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-12000-005.0`
Alternative APNs	`1418S19E120000050` `2452048`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	648 sqft Living Area
1st Floor Area	648 sqft
Flooring	Subfloor

Exterior

Year Built	Built 1984
Architectural Style	Modular
Exterior Material	Metal
Construction Type	Wood
Roof Material	Metal
Lot Area	1,151,291 sqft (26.4 acres)
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2452048
Old Parcel Number	1418S19E120000050
Street Address	3988 N ROSCOE RD
City	HERNANDO
State	FL
Zip	34442-3141
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CL COASTAL LAKES LOW INTE
Legal Description	COM AT SE COR TH N 0 DEG 25M 34S W AL E LN 1473.22 FT TO POB TH N 0 DEG 25M 34S W 100 FT TH S 89 DEG 32M 4S W 500 .94 FT TH N
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	UNREC TRACTS IN 14-19S-19E
Legal Tract	A
Legal Lot Number	5
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1001
Census Tract	450105

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1011 N WYMORE RD STE 100, 100, WINTER PARK, FL 32789-1737

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2011 · Amount on Record
Deed Sale	Jul 21, 2011 · Amount on Record
Prior Sale	Nov 13, 2000 · Amount on Record
Deed Document Number	2011030331
Deed Book / Page	2430 / 1957
Record Updated	Jun 8, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CITRUS FL
Property Address	3988 N ROSCOE RD, HERNANDO, FL 34442-3141
Document Number	0031212438
Instrument Date	Nov 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1011 N WYMORE RD #100 WINTER PARK FL 327891737, 100, WINTER PARK, FL 32789-1737

Mortgage

Document Number	0031212438
Date	Dec 31, 2020
Book Page	003121/002438
Instrument	71901

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WEST PALM BEACH, FL 33401

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 30, 2025

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,169.00 (+7.57%)	$204,152 (+0.49%) Land $162,520 Building $41,632	$204,152 (+0.49%) Land $162,520 Building $41,632
2024	$2,946.00 (+3.95%)	$203,153 (-1.57%) Land $162,520 Building $40,633	$203,153 (-1.57%) Land $162,520 Building $40,633
2023	$2,834.00 (+10.7%)	$206,388 (+4.84%) Land $162,520 Building $43,868	$206,388 (+4.84%) Land $162,520 Building $43,868
2022	$2,560.00	$196,860 Land $162,520 Building $34,340	$196,860 Land $162,520 Building $34,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000