3988 550th Ave, Ames, IA 50010 Property Records

Story County property record for 3988 550th Ave, Ames, IA 50010

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,168 sqft · built 1900
Lot Size5.57 acres (242,629 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Oct 2016)
Tax Bill$5,168 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09-24-300-470

Property Details

APN / Parcel Number

Primary APN09-24-300-470

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,168 sqft Living Area
1st Floor Area1,084 sqft
Basement Area1,084 sqft
Unfinished Basement1,084 sqft
Game RoomGame Room
SunroomSunroom
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area242,629 sqft (5.57 acres)
Garage TypeMixed
Garage Area766 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area553 sqft
Patio Area375 sqft
Granary896 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3988 550TH AVE
CityAMES
StateIA
Zip50010-9148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1, AGRIC
Legal DescriptionSECTION:24 TOWNSHIP:83 RANGE:24 SE SW BEG SW COR N 25R E 6R S 6R E 39R S19R W 45R TO BG & S 20 SW SW
Legal Range24W
Legal Township83N
Legal Section24
Legal Subdivision88824
JurisdictionSTORY IA
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3010
Census Tract1302

Owner

3988 550th Ave is owned and occupied by two individuals who bought it in October 2016.

Source: Story County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address3988 550TH AVE, AMES, IA 50010-9148
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2016 · Amount on File
Deed SaleOct 5, 2016 · Amount on File
Deed Document Number20169916
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address3988 550TH AVE, AMES, IA 50010-9148
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700009699
DateSep 20, 2017
Instrument2017-00009699
Lender
NameVISIONBANK OF IOWA
TypeBank
AddressAMES, IA 50010
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3988 550th Ave was $5,168, down 4.1% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,168.00 (-4.12%)$473,600 Land $264,600 Building $209,000$473,600 Land $264,600 Building $209,000
2024$5,390.00
2023$468,200 Land $269,300 Building $198,900$468,200 Land $269,300 Building $198,900
2022$4,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3988 550th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3988 550th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemXENIA RWD (BOONE)
private · serves 4,975 people · EPA ID IA0844006
Water SourcePurchased groundwater influenced by surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3
CenturyLink
DSL
10 / 1

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