39870 Combs Rd, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 39870 Combs Rd, Leonardtown, MD 20650

Property Summary

Property Type	Mobile Home
Details	1.5 ba · 1,180 sqft · built 1980
Lot Size	0.73 acres (31,798 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jan 2021)
Tax Bill	$1,871 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-006409`

Property Details

APN / Parcel Number

Primary APN	`03-006409`
Alternative APNs	`3006409` `006409`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,180 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Metal
Lot Area	31,798 sqft (0.73 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	006409
Street Address	39870 COMBS RD
City	LEONARDTOWN
State	MD
Zip	20650-2502
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RPD
Legal Description	TR-1 31,798 SQ FT R/S MD RT 243 LEONARDTOWN
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	4
Census Block	4015
Census Tract	875400

Owner

Source: St. Mary's County records · APN 03-006409

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21835 NEWTOWNE NECK RD, LEONARDTOWN, MD 20650-2511
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Transfer · Conventional Mortgage KENNETH L CUSIC
Oct 05, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Deed Book / Page	5622 / 61
Prior Transfer Date	Sep 30, 2020
Prior Transfer Doc	0054900407
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	39870 COMBS RD, LEONARDTOWN, MD 20650-2502
Document Number	0056220066
Instrument Date	Jan 19, 2021
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39870 COMBS RD LEONARDTOWN MD 206502502, LEONARDTOWN, MD 20650-2502

Mortgage

Document Number	0056220066
Date	Jan 25, 2021
Book Page	005622/000066

Lender

Name	KENNETH L CUSIC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 24, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST MARY'S MD
Recording Date	Oct 05, 2020
Property Address	39870 COMBS RD, LEONARDTOWN, MD 20650-2502
Document Number	0054900407
Book / Page	005490 / 000407
Instrument Date	Sep 30, 2020
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22115 NEWTOWNE NECK RD LEONARDTOWN MD 206505656, LEONARDTOWN, MD 20650-5656

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,967 (+0.29%)	$160,900 (+0.88%) Land $115,800 Building $45,100
2025	$1,871.00 (+9.99%)	$159,500 (+5.23%) Land $115,800 Building $43,700	$159,500 (-) Land $115,800 Building $43,700
2023	$1,701.00	$151,567	$159,500 Land $115,800 Building $43,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2006 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 50 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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