3987 Upolo Ln, Naples, FL 34119 Property Records

Collier County property record for 3987 Upolo Ln, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,487 sqft · built 2001
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,000 (Nov 2023)
Tax Bill	$5,870 (2025)
Deeds & Mortgages	Nov 2023 Sale Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`426275 10643B33`

Property Details

APN / Parcel Number

Primary APN	`426275 10643B33`
Alternative APN	`52250090504`

Interior

Stories	1 Story
Building Area	2,487 sqft Living Area
1st Floor Area	2,487 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Construction Type	Concrete
Lot Area	9,148 sqft (0.21 acres)
Pool Area	360 sqft
Deck Area	840 sqft

Location & Zoning

Street Address	3987 UPOLO LN
City	NAPLES
State	FL
Zip	34119-7510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ISLANDWALK PHASE FIVE A LOT 1064
Legal Range	26
Legal Township	48
Legal Section	33
Legal Subdivision	ISLANDWALK PHASE 5A
Legal Phase	5
Legal Tract	426275
Legal Block	2
Legal Lot Number	1064
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2004
Census Tract	10435

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3987 UPOLO LN, NAPLES, FL 34119-7510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Mar 11, 2019	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 7, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on Record
Deed Sale	Nov 7, 2023 · Amount on Record
Prior Sale	Nov 8, 2021 · Amount on Record
Deed Document Number	20236473811
Deed Book / Page	6303 / 2740
Prior Transfer Date	Jun 25, 2019
Prior Transfer Doc	0056601931
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 7, 2023
Property Address	3987 UPOLO LN, NAPLES, FL 34119-7510
Document Number	0063032740
Book / Page	6303 / 2740
Map Reference	MB 35 PG 81
Instrument Date	Oct 30, 2023
Instrument	6473811
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$6,993.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 ROBINWOOD AVE, BOSTON, MA 02130-2127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3987 UPOLO LN, NAPLES, FL 34119-7510

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 8, 2021
Property Address	3987 UPOLO LN, NAPLES, FL 34119-7510
Document Number	0060390709
Book / Page	6039 / 709
Map Reference	MB 35 PG 81
Instrument Date	Nov 1, 2021
Instrument	6156286
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	PARADISE TITLE, PARADISE COAST T&E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,992.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	698 SHORT BEACH RD, 698, SAINT JAMES, NY 11780-4107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3987 UPOLO LN, NAPLES, FL 34119-7510

Mortgage

Document Number	6039712
Date	Nov 8, 2021
Instrument	6039/712

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 11, 2019
Property Address	3987 UPOLO LN, NAPLES, FL 34119-7510
Document Number	0056061976
Book / Page	5606 / 1976
Map Reference	MB 35 PG 81-84
Instrument Date	Mar 8, 2019
Instrument	5682604
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 NASSAU ST, 120, NEW YORK, NY 10038-2437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 PHOEBE CT, RONKONKOMA, NY 11779-1891

Mortgage

Document Number	0005682605
Date	Mar 11, 2019
Instrument	5682605

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 7, 2018
Property Address	3987 UPOLO LN, NAPLES, FL 34119-7510
Document Number	0055061909
Book / Page	005506 / 001909
Instrument Date	May 3, 2018
Instrument	5551868
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 NASSAU ST NEW YORK NY 100382437, NEW YORK, NY 10038-2437

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,426 (+7.01%)	$715,612 (-3.47%) Land $287,302 Building $428,310
2025	$5,870.00 (+7.16%) Homeowner's exemption	$574,152 (-20.81%)	$741,303 (-5.46%) Land $401,104 Building $340,199
2024	$5,478.00 (-31.34%)
2023	$7,979.00 (+7%)	$725,069 (+1%)	$784,128 (+18.96%) Land $354,464 Building $429,664
2022	$7,457.00	$659,154 Land $201,705 Building $457,449	$659,154 Land $201,705 Building $457,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 316 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	316 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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