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3987 Sparrow Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 3987 Sparrow Rd, Cottondale, FL 32431

Property Summary

Property TypePasture
Details3 bd · 2 ba · 2,940 sqft · built 1986
Lot Size11 acres (479,160 sqft)
OwnerIndividual Name on Record
Last Sale$100 (Feb 2017)
Tax Bill$720 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN08-5N-12-0000-0050-0011

Property Details

APN / Parcel Number

Primary APN08-5N-12-0000-0050-0011
Alternative APN
  • 12 N 508000000500011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,940 sqft Gross Area
1st Floor Area1,576 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleBungalow
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area479,160 sqft (11 acres)
Garage TypeCarport
Garage Area484 sqft
CarportCarport
Carport Area484 sqft
PorchFinished/Open Porch
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCistern

Location & Zoning

Street Address3987 SPARROW RD
CityCOTTONDALE
StateFL
Zip32431-6655
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Pasture
Legal DescriptionOR 1258 P 767 COMM AT NWC OF SECT, RUN S 239.50 FT, N 88* E 1513.37 FT TO BEGIN, N 88* E 1132.97 FT TO E LINE OF NW1/4 OF SECT, S ALONG E LINE 422.10 FT TO S LINE OF N1/2 OF N1/2 OF NW1/4 OF SECT, S 88* W ALONG S LINE 1132.95 FT, N 423.80 FT TO POB..
Legal Range12W
Legal Township05N
Legal Section08
Legal Block11
Legal Lot Number50
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group1
Census Block1022
Census Tract210400

Owner

Source: Jackson County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3987 SPARROW RD, COTTONDALE, FL 32431-6655
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2017 · Amount on Record
Deed SaleFeb 1, 2017 · Amount on Record
Prior SaleJul 1, 2016
Deed Book / Page1523 / 481
Prior Transfer DateDec 14, 2009
Prior Transfer Doc0012580767
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address3987 SPARROW RD, COTTONDALE, FL 32431-6655
Document Number0015490518
Book / Page001549 / 000518
Instrument DateOct 10, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015490518
DateOct 27, 2017
Book Page001549/000518
Instrument32011792
Lender
NameTYNDALL FCU
TypeCredit Union
AddressPANAMA CITY, FL 32412-0760
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$720.00 (+3.9%) Homeowner's exemption$94,381 (+2.8%)$149,179 (-1.4%) Land $19,500 Building $129,679
2024$693.00 (+7.61%) Homeowner's exemption$91,807 (+2.95%) Land $3,050 Building $88,757$151,301 (+2.56%) Land $8,500 Building $142,801
2023$644.00 (+11.81%) Homeowner's exemption$89,172 (+2.9%)$147,518 (+19.83%) Land $11,500 Building $136,018
2022$576.00 Homeowner's exemption$86,662 Land $3,000 Building $83,662$123,102 Land $8,000 Building $115,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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