3987 Pennyroyal Rd, Franklin, OH 45005 Property Records

Warren County property record for 3987 Pennyroyal Rd, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1973
Lot Size	4.59 acres (200,289 sqft)
Owner	Individual Name on File
Tax Bill	$4,557 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-21-303-012-0`

Property Details

APN / Parcel Number

Primary APN	`04-21-303-012-0`
Alternative APNs	`421303012` `1400941`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Concrete
Lot Area	200,289 sqft (4.59 acres)
Terrain	Rolling
Garage Type	Pole Building Garage
Garage Area	2,160 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	324 sqft
Deck Area	320 sqft
Utility Building	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1400941
Old Parcel Number	04213030120
Street Address	3987 PENNYROYAL RD
City	FRANKLIN
State	OH
Zip	45005-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 -2-21 4.5980 AC.
Legal Range	05
Legal Township	02
Legal Section	21
Legal Block	303
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1013
Census Tract	30501

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5369 TAMA LN, FRANKLIN, OH 45005-2572
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Unknown MIDLAND LOAN
Mar 29, 2018	Loan Modification, Mortgage US BK
Apr 27, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 27, 2017
Transfer Doc	0000012755
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3987 PENNYROYAL RD, FRANKLIN, OH 45005-1024
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000527
Date	Jan 8, 2024
Instrument	2024-000527

Lender

Name	MIDLAND LOAN
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Unknown
Amount	Amount on Record
Term	350 Months
Due	Mar 13, 2053

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WARREN OH
Property Address	3987 PENNYROYAL RD, FRANKLIN, OH 45005-1024
Document Number	0000027362
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 PRESIDENTIAL WAY WOBURN MA 018011179, WOBURN, MA 01801-1179

Mortgage

Document Number	0000027362
Date	Sep 24, 2018
Instrument	27362

Lender

Name	US BK
Type	Bank
Address	OVERLAND PARK, KS 66210

Agreement

Term	360 Months
Due	Sep 23, 2048

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN OH
Recording Date	Apr 27, 2017
Property Address	3987 PENNYROYAL RD, FRANKLIN, OH 45005-1024
Document Number	0000012755
Instrument Date	Apr 25, 2017
Instrument	2017-012755
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3987 PENNYROYAL RD, FRANKLIN, OH 45005-1024

Mortgage

Document Number	0000012756
Date	Apr 27, 2017
Instrument	2017-012756

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,557.00 (+15.66%)	$104,041 (+29.77%) Land $39,991 Building $64,050	$297,260 (+29.77%) Land $114,260 Building $183,000
2023	$3,940.00 (+2.52%) Homeowner's exemption	$80,175 (-) Land $27,115 Building $53,060
2022	$3,843.00 Homeowner's exemption	$80,175 Land $27,115 Building $53,060	$229,070 (-) Land $77,470 Building $151,600
2021			$229,070 Land $77,470 Building $151,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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