3987 Kirk Ct, Naples, FL 34116 Property Records

Collier County property record for 3987 Kirk Ct, Naples, FL 34116

Property Summary

Property Type	Single Family Home
Details	1,969 sqft · built 2004
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jul 2017)
Tax Bill	$3,675 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`299410 2214B33`

Property Details

APN / Parcel Number

Primary APN	`299410 2214B33`
Alternative APN	`33140012103`

Interior

Stories	1 Story
Building Area	1,969 sqft Living Area
1st Floor Area	1,969 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Masonry / Concrete Block
Lot Area	10,454 sqft (0.24 acres)
Pool Area	312 sqft
Deck Area	806 sqft

Location & Zoning

Street Address	3987 KIRK CT
City	NAPLES
State	FL
Zip	34116-7318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST PARK PHASE III LOT 221
Legal Range	26
Legal Township	49
Legal Section	33
Legal Subdivision	FOREST
Legal Phase	3
Legal Tract	299410
Legal Block	2
Legal Lot Number	221
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2001
Census Tract	10512

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3987 KIRK CT, NAPLES, FL 34116-7318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jul 5, 2017	Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Prior Sale	Nov 19, 2004 · Amount on Record
Deed Document Number	20175425472
Deed Book / Page	5411 / 3896
Prior Transfer Date	Mar 22, 2016
Prior Transfer Doc	0052540320
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3987 KIRK CT, NAPLES, FL 34116-7318
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062731028
Date	Jul 31, 2023
Book Page	6273/1028
Instrument	6434781

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	145 Months
Due	Aug 1, 2035

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 5, 2017
Property Address	3987 KIRK CT, NAPLES, FL 34116-7318
Document Number	0054113896
Book / Page	005411 / 003896
Instrument Date	Jun 30, 2017
Instrument	5425472
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3987 KIRK CT NAPLES FL 341167318, NAPLES, FL 34116-7318

Mortgage

Document Number	54113899
Date	Jul 5, 2017
Book Page	005411/003899
Instrument	5425473

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,516 (+2.7%)	$505,873 (+2.3%) Land $176,784 Building $329,089
2025	$3,675.00 (+6.96%) Homeowner's exemption	$359,801 (+5.99%)	$494,498 (-8.73%) Land $240,451 Building $254,047
2024	$3,436.00 (+1.21%)
2023	$3,395.00 (-1.85%) Homeowner's exemption	$339,477 (+3%)	$541,820 (+14.51%) Land $219,542 Building $322,278
2022	$3,459.00 Homeowner's exemption	$329,589	$473,156 Land $142,702 Building $330,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 123 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	123 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, Hotwire Communications, Summit Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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